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NASDAQ: PLBC PLUMAS BANCORP 8-K

Plumas Bancorp reports Q2 2026 net income of an undisclosed amount, up 8.6% year-over-year

Filed July 15, 2026 · Period ending July 15, 2026 · ~1 min read

5 key changes 1 high relevance 1 section

Key Changes

  • high

    Q2 2026 net income rose to ($0.69 diluted EPS) from ($0.64 EPS) in Q2 2025, an 8.6% increase driven by improved net interest margin.

    Exhibit 99.1 view on EDGAR →
  • medium

    Net interest margin expanded 7 basis points to an undisclosed amount from, indicating the bank is earning more on assets relative to funding costs.

    Exhibit 99.1 view on EDGAR →
  • medium

    Loans grew 2.0% to and deposits in H1 2026, with deposit growth outpacing loan growth and supporting funding capacity.

    Exhibit 99.1 view on EDGAR →
  • medium

    Nonperforming assets remained minimal at (0.11% of total assets), down from at year-end 2025, reflecting strong credit quality.

    Exhibit 99.1 view on EDGAR →
  • medium

    Total risk-based capital ratio improved to an undisclosed amount from at year-end, indicating the bank remains well-capitalized with capacity for growth or capital return.

    Exhibit 99.1 view on EDGAR →

Summary

Plumas Bancorp furnished its Q2 2026 earnings results via investor presentation under Regulation FD. The community bank reported net income of ($0.69 diluted EPS), up 8.6% from ($0.64 EPS) in the prior-year quarter. The bank demonstrated balanced growth in the first half of 2026, with loans increasing 2.0% to and deposits growing to.

Deposit growth outpacing loan growth provides funding flexibility. Asset quality remains strong with nonperforming assets at just 0.11% of total assets, and the total risk-based capital ratio of indicates the bank is well-capitalized. For retail holders, this is a solid quarter showing profitable growth with healthy credit metrics and strong capital positioning in a regional banking franchise.

Section-by-Section Diff

Event · Item 7.01 — Regulation FD Disclosure

~300 words

Plumas Bancorp furnished an investor presentation under Regulation FD; no material business event disclosed.

1 Added
Show 1 minor / wording change
Added Investor presentation furnished low

Added in current filing · verify on EDGAR →

Plumas Bancorp (the “Registrant”) has prepared the presentation included in Exhibit 99.1 to use in future investor presentations.

The company furnished an investor presentation under Item 7.01 Regulation FD Disclosure. This is a routine disclosure mechanism to ensure all investors have equal access to company materials used in presentations. The filing explicitly states the information is not deemed filed under the Exchange Act and is not incorporated by reference into other filings.

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Figures/quotes linked to EDGAR · Narrative written by AI · Jul 17, 2026 · How we verify