Plumas Bancorp reports record Q2 earnings of $9.9M, up 58% on Cornerstone acquisition

Filed July 15, 2026 · Period ending July 15, 2026 · ~1 min read

Key Changes

• high

  Q2 2026 net income reached record $9.9M ($1.43/share), up 58% from $6.3M ($1.07/share) in Q2 2025, with ROA improving to 1.79% from 1.56% and ROE rising to 15.0% from 13.4%.

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• high

  Net interest income rose 43% to $26.0M from $18.2M year-over-year, while net interest margin expanded 30 basis points to 5.13%, driven by higher loan yields (up 47 bps to 6.61%) and acquired loan discount amortization.

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• high

  Cornerstone Community Bank acquisition (closed July 1, 2025) added $658M in assets, $478M in loans, and $580M in deposits, with $18.7M goodwill, $11.6M core deposit intangible, and $15.5M loan discount recorded.

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