Phoenix Energy One, LLC files 424B3 prospectus allowing credit card purchases of Notes

Filed June 18, 2026 · ~1 min read

Key Changes

• high

  Investors may purchase Notes using credit cards, an unusual payment method for securities. Credit card companies may charge transaction fees up to 5% if treated as a cash advance, and unpaid balances can incur interest rates reaching or exceeding 25%, directly increasing the effective purchase price.

  Risk Factors verify on EDGAR →
• medium

  Credit card payment for securities is a new practice carrying additional risks. Investors who fail to make minimum monthly payments risk damaging their credit scores, and the use of third-party payment processor EquiDeFi, Ltd may limit recovery options in disputes.

  Risk Factors verify on EDGAR →
• low

  The company pays EquiDeFi, Ltd credit card processing fees of 4.0% plus $0.30 per transaction, plus any chargeback fees. EquiDeFi does not act as a broker or receive commissions on Note sales.

  Risk Factors verify on EDGAR →