PFS reports Q2 2026 EPS of $0.61, net interest margin expands to 3.48% on loan repricing

Filed July 30, 2026 · Period ending July 29, 2026 · ~1 min read

Key Changes

• high

  Core diluted EPS of $0.61 with core ROAA of 1.27% and core ROATCE of 16.22%; pre-provision net revenue grew $18.2M or 18.3% year-over-year

  Exhibit 99.1 view on EDGAR →
• high

  Net interest margin expanded to 3.48% from 3.04% prior quarter, driven by favorable repricing of maturing loans and 4.7% annualized growth in average earning assets to $23.1B

  Exhibit 99.1 view on EDGAR →
• high

  Total gross loans grew $400M or 8.16% annualized to $20.1B; commercial loan pipeline reached record $3.17B at weighted average rate of 6.33%

  Exhibit 99.1 view on EDGAR →