Provident Financial Services reports Q2 2026 net income of $78.1M ($0.60/share), up 9% YoY

Filed July 30, 2026 · Period ending July 29, 2026 · ~1 min read

Key Changes

• high

  Q2 2026 net income of $78.1M ($0.60/share) rose 9% from $72.0M ($0.55/share) in Q2 2025; first-half 2026 net income of $157.6M ($1.21/share) up 16% YoY from $136.0M ($1.04/share).

  Exhibit 99.1 view on EDGAR →
• high

  Net interest margin expanded 8 bps sequentially to 3.48% (12 bps YoY from 3.36%), driven by 8 bps yield increase to 5.61% while funding costs held flat at 2.71%; core NIM up 5 bps sequentially and 16 bps YoY to 3.09%.

  Exhibit 99.1 view on EDGAR →
• high

  Commercial loans grew 9.9% annualized; record pipeline of $3.17B at 6.33% weighted average rate, with both CRE and C&I pipelines exceeding $1.0B for the second consecutive quarter.

  Exhibit 99.1 view on EDGAR →