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NASDAQ: PFIS PEOPLES FINANCIAL SERVICES CORP. 10-Q

Peoples Financial net income falls 12.7% to $14.8M as loan growth drives higher credit costs

Filed August 7, 2026 · Period ending June 30, 2026 · Compared to 10-Q Aug 11, 2025 · ~1 min read

Key Changes

  • high

    Subsequent event: The Company has evaluated events and transactions occurring subsequent to the balance sheet date of June 30, 2026, for items that should potentially be recognized or disclosed in these consolidated financial statement…

    Notes: Subsequent Events verify on EDGAR →
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    Net income declined 12.7% to $14.8 million, with diluted EPS down 11.9% to $1.48, as a $3.1 million provision for credit losses replaced a $0.2 million benefit a year ago.

    MD&A: Earnings verify on EDGAR →
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    Loans grew 11.7% annualized to $4.3 billion, reversing a flat prior-year period, but nonperforming assets rose to $14.7 million from $12.1 million at year-end.

    MD&A: Balance Sheet verify on EDGAR →

2 more material changes behind this preview — plus the full narrative summary, section-by-section diffs against the prior filing, and verbatim quotes with EDGAR citations.

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Figures/quotes linked to EDGAR · Narrative written by AI · Sep 3, 2026 · How we verify