NASDAQ: PEBO
PEOPLES BANCORP INCCIK 0000318300 · SIC 6022 · State Savings Banks
Small by revenue · Large by assets
Revenue $87M
Assets $9.5B
as of Sep 6, 2026
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10-Q
Filed Jul 30, 2026
· Period ending Jun 30, 2026
Peoples Bancorp Q2 net income rises 31.8% to $28.0M; announces Citizens merger
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8-K
Filed Jul 27, 2026
· Period ending Jul 27, 2026
Summary not yet generated.
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8-K
Filed Jul 27, 2026
· Period ending Jul 27, 2026
Summary not yet generated.
8-K
Filed Jul 21, 2026
· Period ending Jul 21, 2026
Summary not yet generated.
424B3
Filed Jun 17, 2026
Summary not yet generated.
8-K
Filed May 4, 2026
· Period ending May 4, 2026
Summary not yet generated.
10-Q
Filed Apr 30, 2026
· Period ending Mar 31, 2026
Summary not yet generated.
10-K
Filed Feb 26, 2026
· Period ending Dec 31, 2025
Summary not yet generated.
10-Q
Filed Jul 31, 2025
· Period ending Jun 30, 2025
Summary not yet generated.
10-K
Filed Feb 27, 2025
· Period ending Dec 31, 2024
Summary not yet generated.
424B3
Filed Jan 10, 2023
Summary not yet generated.
Latest financial statements
From 10-Q filed Jul 30, 2026 (period ending Jun 30, 2026). As printed on the EDGAR/iXBRL face — not generated by the model.
Consolidated Statements of Operations (Unaudited)
(Dollars in thousands, except per share data)
| Description | Three months ended June 30, 2026 | Three months ended June 30, 2025 | Six months ended June 30, 2026 | Six months ended June 30, 2025 |
|---|---|---|---|---|
| Interest income: | ||||
| Interest and fees on loans and leases | 109,557 | 108,816 | 218,247 | 216,118 |
| Interest and dividends on taxable investment securities | 16,208 | 15,593 | 32,734 | 30,965 |
| Interest on tax-exempt investment securities | 731 | 960 | 1,546 | 1,928 |
| Other interest income | 1,084 | 1,038 | 1,874 | 1,938 |
| Total interest income | 127,580 | 126,407 | 254,401 | 250,949 |
| Interest expense: | ||||
| Interest on deposits | 27,651 | 33,876 | 56,281 | 69,040 |
| Interest on short-term borrowings | 4,623 | 1,388 | 9,582 | 1,896 |
| Interest on long-term borrowings | 2,578 | 3,566 | 5,390 | 7,181 |
| Total interest expense | 34,852 | 38,830 | 71,253 | 78,117 |
| Net interest income | 92,728 | 87,577 | 183,148 | 172,832 |
| Provision for credit losses | 4,709 | 16,642 | 14,403 | 26,832 |
| Net interest income after provision for credit losses | 88,019 | 70,935 | 168,745 | 146,000 |
| Non-interest income: | ||||
| Electronic banking income | 6,543 | 6,272 | 12,470 | 12,157 |
| Trust and investment income | 5,986 | 5,281 | 11,591 | 10,342 |
| Lease income | 4,977 | 4,211 | 9,558 | 7,679 |
| Deposit account service charges | 4,488 | 4,059 | 8,755 | 8,074 |
| Insurance income | 4,331 | 4,549 | 9,911 | 10,603 |
| Bank owned life insurance income | 1,189 | 1,112 | 2,351 | 2,245 |
| Mortgage banking income | 598 | 220 | 974 | 616 |
| Net loss on asset disposals and other transactions | (446) | (280) | (856) | (641) |
| Net loss on investment securities | (8,181) | — | (8,181) | (2) |
| Other non-interest income | 893 | 1,456 | 2,059 | 2,906 |
| Total non-interest income | 20,378 | 26,880 | 48,632 | 53,979 |
| Non-interest expense: | ||||
| Salaries and employee benefit costs | 40,012 | 38,893 | 79,847 | 78,714 |
| Data processing and software expense | 7,850 | 7,356 | 15,386 | 14,361 |
| Net occupancy and equipment expense | 5,765 | 5,690 | 11,989 | 11,302 |
| Professional fees | 4,018 | 3,610 | 6,771 | 6,697 |
| Electronic banking expense | 2,225 | 2,018 | 4,306 | 4,043 |
| Operating lease expense | 1,797 | 1,053 | 3,601 | 2,038 |
| Amortization of other intangible assets | 1,697 | 2,211 | 3,394 | 4,424 |
| Federal Deposit Insurance Corporation ("FDIC") insurance expense | 1,370 | 1,251 | 2,780 | 2,502 |
| Other loan expenses | 1,278 | 1,213 | 2,401 | 2,332 |
| Franchise tax expense | 972 | 678 | 1,976 | 1,607 |
| Travel and entertainment expense | 726 | 713 | 1,309 | 1,213 |
| Communication expense | 605 | 712 | 1,194 | 1,446 |
| Marketing expense | 604 | 718 | 1,490 | 1,621 |
| Other non-interest expense | 3,840 | 4,246 | 7,950 | 8,849 |
| Total non-interest expense | 72,759 | 70,362 | 144,394 | 141,149 |
| Income before income taxes | 35,638 | 27,453 | 72,983 | 58,830 |
| Income tax expense | 7,685 | 6,241 | 16,024 | 13,282 |
| Net income | 27,953 | 21,212 | 56,959 | 45,548 |
| Earnings per common share basic | 0.79 | 0.60 | 1.61 | 1.29 |
| Earnings per common share diluted | 0.78 | 0.59 | 1.59 | 1.28 |
| Weighted-average number of common shares outstanding basic | 35,173,525 | 34,972,065 | 35,141,267 | 34,934,105 |
| Weighted-average number of common shares outstanding diluted | 35,566,566 | 35,331,707 | 35,529,515 | 35,299,418 |
| Cash dividends declared | 15,107 | 14,616 | 29,754 | 28,843 |
| Cash dividends declared per common share | 0.42 | 0.41 | 0.83 | 0.81 |
Consolidated Balance Sheets
(Dollars in thousands)
| Description | June 30, 2026 (Unaudited) | December 31, 2025 |
|---|---|---|
| Assets | ||
| Cash and cash equivalents: | ||
| Cash and balances due from banks | 106,562 | 107,864 |
| Interest-bearing deposits in other banks | 73,163 | 81,087 |
| Total cash and cash equivalents | 179,725 | 188,951 |
| Available-for-sale investment securities, at fair value (amortized cost of $966,592 at June 30, 2026 and $1,076,980 at December 31, 2025) (a) | 874,050 | 984,367 |
| Held-to-maturity investment securities, at amortized cost (fair value of $802,716 at June 30, 2026 and $867,714 at December 31, 2025) (a) | 867,332 | 922,837 |
| Other investments | 76,099 | 68,656 |
| Total investment securities (a) | 1,817,481 | 1,975,860 |
| Loans and leases, net of deferred fees and costs (b) | 6,821,580 | 6,756,907 |
| Allowance for credit losses | (78,103) | (75,676) |
| Net loans and leases (c) | 6,743,477 | 6,681,231 |
| Loans held for sale | 2,568 | 2,667 |
| Bank premises and equipment, net of accumulated depreciation | 97,578 | 100,508 |
| Bank owned life insurance | 150,615 | 148,264 |
| Goodwill | 363,199 | 363,199 |
| Other intangible assets | 26,764 | 30,120 |
| Other assets | 158,754 | 158,830 |
| Total assets | 9,540,161 | 9,649,630 |
| Liabilities | ||
| Deposits: | ||
| Non-interest-bearing | 1,593,799 | 1,545,428 |
| Interest-bearing | 5,862,566 | 6,064,796 |
| Total deposits | 7,456,365 | 7,610,224 |
| Short-term borrowings | 588,653 | 530,285 |
| Long-term borrowings | 156,253 | 204,138 |
| Accrued expenses and other liabilities | 102,339 | 98,381 |
| Total liabilities | 8,303,610 | 8,443,028 |
| Stockholders’ equity | ||
| Preferred shares, no par value, 50,000 shares authorized, no shares issued at June 30, 2026 or at December 31, 2025 | — | — |
| Common shares, no par value, 50,000,000 shares authorized, 36,860,845 shares issued at June 30, 2026 and 36,836,943 shares issued at December 31, 2025, including at each date shares held in treasury | 869,739 | 871,571 |
| Retained earnings | 463,953 | 436,748 |
| Accumulated other comprehensive loss, net of deferred income taxes | (70,861) | (70,628) |
| Treasury stock, at cost, 1,008,699 shares at June 30, 2026 and 1,215,120 shares at December 31, 2025 | (26,280) | (31,089) |
| Total stockholders’ equity | 1,236,551 | 1,206,602 |
| Total liabilities and stockholders’ equity | 9,540,161 | 9,649,630 |
Condensed Consolidated Statements of Cash Flows (Unaudited)
(Dollars in thousands)
| Description | Six months ended June 30, 2026 | Six months ended June 30, 2025 |
|---|---|---|
| Net cash provided by operating activities | 90,571 | 84,984 |
| Investing activities: | ||
| Available-for-sale investment securities: | ||
| Purchases | (74,887) | — |
| Proceeds from sales | 129,807 | 967 |
| Proceeds from principal payments, calls and prepayments | 47,688 | 57,813 |
| Held-to-maturity investment securities: | ||
| Purchases | (48,918) | (180,880) |
| Proceeds from principal payments | 105,809 | 56,165 |
| Other investments: | ||
| Purchases | (27,818) | (23,211) |
| Proceeds from sales | 20,771 | 16,060 |
| Net increase in loans held for investment | (74,638) | (252,796) |
| Net expenditures for premises and equipment | (2,082) | (4,216) |
| Proceeds from sales of other real estate owned | — | 187 |
| Other | (18) | (1,053) |
| Net cash provided by (used in) investing activities | 75,714 | (330,964) |
| Financing activities: | ||
| Net increase in non-interest-bearing deposits | 48,371 | 23,163 |
| Net (decrease) increase in interest-bearing deposits | (202,366) | 23,453 |
| Net increase (decrease) in short-term borrowings | 28,368 | 203,386 |
| Proceeds from long-term borrowings | 11,571 | 5,989 |
| Payments on long-term borrowings | (29,994) | (12,177) |
| Cash dividends paid | (29,754) | (28,843) |
| Purchase of treasury stock under share repurchase program | — | (455) |
| Purchase of treasury stock in connection with employee incentive program and compensation plan for Boards of Directors to be held as treasury stock | (2,244) | (2,123) |
| Proceeds from issuance of common shares | 796 | 991 |
| Other | (259) | 1,007 |
| Net cash (used in) provided by financing activities | (175,511) | 214,391 |
| Net decrease in cash and cash equivalents | (9,226) | (31,589) |
| Cash and cash equivalents at beginning of period | 188,951 | 217,664 |
| Cash and cash equivalents at end of period | 179,725 | 186,075 |
| Supplemental cash flow information: | ||
| Interest paid | 73,844 | 75,709 |
| Federal income taxes paid | 1,500 | 8,500 |
| State income taxes paid | 1,686 | 650 |
| Supplemental noncash disclosures: | ||
| Transfers from total loans to other real estate owned | 18 | 72 |
| Noncash recognition of new leases | 153 | 481 |
Amounts as printed on the EDGAR/iXBRL face — (Dollars in thousands, except per share data); (Dollars in thousands). Labels, columns, and figures are the filing face, not a GAAP stencil. Interactive statements & notes on EDGAR ↗