Peoples Bancorp net income rises 1.4% to $5.2M on loan growth, but credit costs swing to expense

Filed August 4, 2026 · Period ending June 30, 2026 · Compared to 10-Q Aug 5, 2025 · ~1 min read

Key Changes

• high

  Net interest income rose 9.6% to $16.0M as loan yields improved and deposit costs fell, widening the margin to 3.80% from 3.57%.

  MD&A: Net interest income verify on EDGAR →
• high

  Provision for credit losses swung from a $213K recovery to a $293K expense, reflecting a $36.3M quarterly loan increase and higher net charge-offs.

  MD&A: Provision verify on EDGAR →
• high

  Total loans grew 10.5% year-over-year to $1.28B, with average loans rising to 74% of earning assets from 70%.

  Notes: Loan growth verify on EDGAR →