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NASDAQ: PEBK PEOPLES BANCORP OF NORTH CAROLINA INC 8-K

Peoples Bancorp reports Q2 2026 net income up 7% to $3.0M as net interest margin expands

Filed July 20, 2026 · Period ending July 20, 2026 · ~1 min read

Key Changes

  • high

    Net income rose to $3.0M ($0.52/share diluted) from $2.8M ($0.49/share) in Q2 2025, a 7% increase driven by improved net interest margin.

    Item 2.02 — Results of Operations and Financial Condition verify on EDGAR →
  • high

    Net interest margin expanded to 3.62% from 3.52% year-over-year and 3.58% sequentially, reflecting higher earnings on interest-earning assets relative to funding costs.

    Item 2.02 — Results of Operations and Financial Condition verify on EDGAR →
  • medium

    Non-performing assets declined to $1.9M (0.19% of total assets) from $2.0M (0.21%) a year earlier, indicating strong credit quality.

    Item 2.02 — Results of Operations and Financial Condition verify on EDGAR →

2 more material changes behind this preview — plus the full narrative summary, section-by-section diffs against the prior filing, and verbatim quotes with EDGAR citations.

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Source-verified from EDGAR · Narrative written by AI · Jul 28, 2026 · How we verify