Ponce Financial reports Q2 2026 net income of $8.2M ($0.35/share), up 41% YoY

Filed July 27, 2026 · Period ending July 27, 2026 · ~1 min read

Key Changes

• high

  Q2 2026 net income available to common stockholders was $8.2M ($0.35/share), up 41% from $5.8M ($0.25/share) in Q2 2025, driven by stronger net interest income.

  Exhibit 99.1 view on EDGAR →
• high

  Net interest margin expanded 39 basis points YoY to 3.66% in Q2 2026, with net interest income rising 23% to $30.1M, reflecting improved asset yields and favorable funding mix.

  Exhibit 99.1 view on EDGAR →
• high

  Company believes it has met lending conditions to repurchase $225M ECIP preferred stock, potentially as soon as Q3 2026 at a price as low as 6.73% of face value, subject to additional eligibility criteria and regulatory approval.

  Exhibit 99.1 view on EDGAR →