Ponce Financial achieves 1% ROA, ranks #40 among $3-10B banks, enters ECIP repurchase option

Filed June 12, 2026 · Period ending June 11, 2026 · ~1 min read

Key Changes

• high

  Ponce Bank achieved 1% return on average assets in 2025; EPS more than doubled to $1.21 from $0.46 in 2024; revenues grew 45% from 2023 while expenses rose only 1%.

  Exhibit 99.1 verify on EDGAR →
• high

  Entered purchase option agreement with U.S. Treasury to repurchase ECIP preferred stock as soon as Q3 2026, subject to conditions; management expects the transaction to increase book value per share.

  Exhibit 99.1 verify on EDGAR →
• medium

  S&P Global ranked Ponce Bank #40 among U.S. community banks with $3-10B in assets for 2025, validating strong performance relative to peers.

  Exhibit 99.1 verify on EDGAR →