NYSE: PBF

PBF Energy Inc.

CIK 0001534504 · SIC 2911 · Petroleum Refining

Mega Revenue $29.3B Assets $14.7B as of Aug 16, 2026

We are one of the largest independent petroleum refiners and suppliers of unbranded transportation fuels, heating oil, petrochemical feedstocks, lubricants and other petroleum products in the United States. We sell our products throughout the Northeast, Midwest, Gulf Coast and West Coast of the… About this business →

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10-Q Filed Jul 30, 2026 · Period ending Jun 30, 2026

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8-K Filed Jul 30, 2026 · Period ending Jul 30, 2026

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8-K Filed May 28, 2026 · Period ending May 28, 2026

PBF Energy issues $500M in 7.25% senior notes to refinance 2028 debt at higher rate

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8-K Filed May 27, 2026 · Period ending May 26, 2026

PBF Energy subsidiary prices $500M senior notes at 7.25% due 2034

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8-K Filed May 26, 2026 · Period ending May 26, 2026

PBF Energy launches $500M notes offering to refinance 2028 debt at par

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8-K Filed Apr 30, 2026 · Period ending Apr 30, 2026

PBF Energy reports Q1 2026 earnings results

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8-K Filed Apr 30, 2026 · Period ending Apr 28, 2026

PBF Energy shareholders approve executive pay, equity plan amendment at annual meeting

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10-Q Filed Apr 30, 2026 · Period ending Mar 31, 2026

PBF: revenue $7.90B, net income $198.3M. PBF Energy returns to profit as Martinez refinery restarts, but faces tariff uncertainty

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10-K Filed Feb 12, 2026 · Period ending Dec 31, 2025

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10-Q Filed Oct 30, 2025 · Period ending Sep 30, 2025

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10-Q Filed May 1, 2025 · Period ending Mar 31, 2025

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10-K Filed Feb 13, 2025 · Period ending Dec 31, 2024

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Latest financial statements

From 10-Q filed Jul 30, 2026 (period ending Jun 30, 2026). As printed on the EDGAR/iXBRL face — not generated by the model.

As filed

Condensed Consolidated Statements of Operations (Unaudited)

(unaudited, in millions, except share and per share data)

Description Three months ended June 30, 2026 Three months ended June 30, 2025 Six months ended June 30, 2026 Six months ended June 30, 2025
Revenues 11,678.3 7,475.3 19,582.6 14,541.7
Cost and expenses:
Cost of products and other 9,701.9 6,743.7 16,483.8 13,330.8
Operating expenses (excluding depreciation and amortization expense as reflected below) 670.1 631.7 1,359.0 1,363.5
Depreciation and amortization expense 159.5 157.9 314.5 325.6
Cost of sales 10,531.5 7,533.3 18,157.3 15,019.9
General and administrative expenses (excluding depreciation and amortization expense as reflected below) 148.6 80.3 238.2 150.7
Depreciation and amortization expense 3.6 3.6 7.4 7.2
Gain on insurance recoveries, net (250.0) (189.0) (356.5) (189.0)
Equity (income) loss in investee (27.5) 4.3 (35.8) 21.3
(Gain) loss on sale of assets (0.2) 0.3 (0.2)
Total cost and expenses 10,406.2 7,432.3 18,010.9 15,009.9
Income (loss) from operations 1,272.1 43.0 1,571.7 (468.2)
Other income (expense):
Interest expense (net of interest income of $8.0, $4.1, $11.5 and $8.6, respectively) (42.0) (53.8) (84.1) (90.7)
Loss on extinguishment of debt (2.2) (2.2)
Other non-service components of net periodic benefit cost 1.3 0.3 2.3 0.6
Income (loss) before income taxes 1,229.2 (10.5) 1,487.7 (558.3)
Income tax expense (benefit) 314.2 (5.1) 372.5 (147.0)
Net income (loss) 915.0 (5.4) 1,115.2 (411.3)
Less: net income (loss) attributable to noncontrolling interest 8.6 (0.2) 10.5 (4.3)
Net income (loss) attributable to PBF Energy Inc. stockholders 906.4 (5.2) 1,104.7 (407.0)
Weighted-average shares of Class A common stock outstanding
Basic 118,367,104 113,852,406 117,784,098 113,803,619
Diluted 121,066,763 114,715,186 120,603,759 114,666,399
Net income (loss) available to Class A common stock per share:
Basic 7.66 (0.05) 9.38 (3.58)
Diluted 7.54 (0.05) 9.22 (3.58)

Condensed Consolidated Balance Sheets (Unaudited)

(unaudited, in millions, except share and per share data)

Description June 30, 2026 December 31, 2025
ASSETS
Current assets:
Cash and cash equivalents 894.1 527.9
Accounts receivable 1,839.2 1,166.7
Inventories 2,893.9 2,563.1
Prepaid and other current assets 205.2 194.1
Total current assets 5,832.4 4,451.8
Property, plant, and equipment (net of accumulated depreciation of $2,528.5 and $2,393.1, respectively) 5,741.8 5,517.8
Equity method investment in SBR 859.6 826.3
Lease right of use assets 763.8 759.7
Deferred charges and other assets, net 1,521.1 1,464.3
Total assets 14,718.7 13,019.9
LIABILITIES AND EQUITY
Current liabilities:
Accounts payable 788.6 801.2
Accrued expenses 3,398.9 2,662.9
Deferred revenue 21.3 20.8
Current operating lease liabilities 175.3 184.4
Total current liabilities 4,384.1 3,669.3
Long-term debt 1,749.1 2,148.3
Payable pursuant to Tax Receivable Agreement 168.2 168.2
Deferred tax liabilities 1,040.5 763.6
Long-term operating lease liabilities 558.7 543.0
Long-term financing lease liabilities 19.3 25.8
Other long-term liabilities 253.4 251.8
Total liabilities 8,173.3 7,570.0
Commitments and contingencies (Note 6)
Equity:
PBF Energy Inc. equity
Class A common stock, $0.001 par value, 1,000,000,000 shares authorized, 118,516,190 shares outstanding at June 30, 2026, 116,937,076 shares outstanding at December 31, 2025 0.1 0.1
Class B common stock, $0.001 par value, 1,000,000 shares authorized, 11 shares outstanding at June 30, 2026, 12 shares outstanding at December 31, 2025
Preferred stock, $0.001 par value, 100,000,000 shares authorized, no shares outstanding at June 30, 2026 and December 31, 2025
Treasury stock, at cost, 32,248,584 shares outstanding at June 30, 2026 and 32,042,692 shares outstanding at December 31, 2025 (1,247.7) (1,237.6)
Additional paid in capital 3,453.7 3,397.3
Retained earnings 4,189.9 3,149.9
Accumulated other comprehensive income 11.0 9.8
Total PBF Energy Inc. equity 6,407.0 5,319.5
Noncontrolling interest 138.4 130.4
Total equity 6,545.4 5,449.9
Total liabilities and equity 14,718.7 13,019.9

Condensed Consolidated Statements of Cash Flows (Unaudited)

(unaudited, in millions)

Description Six months ended June 30, 2026 Six months ended June 30, 2025
Cash flows from operating activities:
Net income (loss) 1,115.2 (411.3)
Adjustments to reconcile net income (loss) to net cash provided by (used in) operating activities:
Depreciation and amortization 331.3 341.5
Stock-based compensation expense 17.4 21.4
Deferred income taxes 276.9 (147.8)
Non-cash lower of cost or market inventory adjustment (313.0)
Loss on extinguishment of debt 2.2
Pension and other post-retirement benefit costs 26.8 26.2
Gain on insurance recoveries, net (356.5) (189.0)
Insurance proceeds 111.3 118.0
(Income) loss from equity method investment (35.8) 21.3
Loss (gain) on sale of assets 0.3 (0.2)
Changes in operating assets and liabilities:
Accounts receivable (672.5) 39.9
Inventories (17.8) (174.6)
Prepaid and other current assets (11.2) (32.7)
Accounts payable 46.7 194.1
Accrued expenses 766.4 (126.7)
Deferred revenue 0.5 5.8
Payment related to Tax Receivable Agreement (125.4)
Other assets and liabilities (23.1) (30.8)
Net cash provided by (used in) operating activities 1,265.1 (470.3)
Cash flows from investing activities:
Expenditures for property, plant, and equipment (476.5) (267.1)
Expenditures for deferred turnaround costs (242.4) (198.1)
Expenditures for other assets (34.9) (39.8)
Equity method investment return of capital 2.5 1.7
Insurance proceeds 245.2 132.0
Net cash used in investing activities (506.1) (371.3)
Cash flows from financing activities:
Dividend payments (63.7) (62.6)
Distributions to PBF Energy Company LLC members other than PBF Energy (2.5) (0.5)
Proceeds from 2034 7.25% Senior Notes 500.0
Redemption of 2028 6.00% Senior Notes (801.6)
Proceeds from 2030 9.875% Senior Notes 788.5
Proceeds from revolver borrowings 1,100.0 2,350.0
Repayments of revolver borrowings (1,200.0) (2,200.0)
Payments on financing leases (6.0) (5.7)
Proceeds from insurance premium financing 141.8 100.7
Payments of insurance premium financing (84.3) (56.8)
Transactions in connection with stock-based compensation plans, net 31.4 (4.7)
Deferred financing costs and other, net (7.9) (12.7)
Net cash (used in) provided by financing activities (392.8) 896.2
Net change in cash and cash equivalents 366.2 54.6
Cash and cash equivalents, beginning of period 527.9 536.1
Cash and cash equivalents, end of period 894.1 590.7
Supplemental cash flow disclosures
Non-cash activities:
Accrued and unpaid capital expenditures 71.6 77.2
Assets acquired or remeasured under operating and financing leases 164.0 79.3
Cash paid during the period for:
Interest (net of capitalized interest of $31.4 and $11.5 in 2026 and 2025, respectively) 90.9 60.6
Income taxes 4.4 2.4

Amounts as printed on the EDGAR/iXBRL face — (unaudited, in millions, except share and per share data); (unaudited, in millions). Labels, columns, and figures are the filing face, not a GAAP stencil. Interactive statements & notes on EDGAR ↗

About PBF Energy Inc.

Source: Item 1 (Business) from the 10-K filed February 12, 2026. Description as filed by the company with the SEC.

ITEM 1. BUSINESS

Overview and Corporate Structure

We are one of the largest independent petroleum refiners and suppliers of unbranded transportation fuels, heating oil, petrochemical feedstocks, lubricants and other petroleum products in the United States. We sell our products throughout the Northeast, Midwest, Gulf Coast and West Coast of the United States, as well as in other regions of the United States, Canada and Mexico and are able to ship products to other international destinations. We own and operate six domestic oil refineries and related assets and own a 50% interest in the Renewable Diesel Facility through our SBR equity method investment. Our refineries have a combined processing capacity, known as throughput, of approximately 1,000,000 bpd, and a weighted-average Nelson Complexity Index of 12.8 based on current operating conditions. The complexity and throughput capacity of our refineries are subject to change dependent upon configuration changes we make to respond to market conditions, as well as a result of investments made to improve our facilities and maintain compliance with environmental and governmental regulations. We operate in two reportable business segments: Refining and Logistics. Our six oil refineries are all engaged in the refining of crude oil and other feedstocks into petroleum products, and represent the Refining segment. PBFX operates certain logistical assets such as crude oil and refined products terminals, pipelines, and storage facilities, which represent the Logistics segment.

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PBF Energy is a holding company whose primary asset is a controlling equity interest in PBF LLC. We are the sole managing member of PBF LLC and operate and control all of the business and affairs of PBF LLC. We consolidate the financial results of PBF LLC and its subsidiaries and record a noncontrolling interest in our consolidated financial statements representing the economic interests of the members of PBF LLC other than PBF Energy (as defined below). PBF LLC is a holding company for the companies that directly or indirectly own and operate our business. PBF Holding is a wholly-owned subsidiary of PBF LLC and is the parent company for our refining operations. PBFX is an indirect wholly-owned subsidiary of PBF LLC that owns and operates logistics assets that support our refining operations.

As of December 31, 2025, PBF Energy held 116,958,307 PBF LLC Series C Units and our current and former executive officers and directors and certain employees and others held 862,780 PBF LLC Series A Units (we refer to all of the holders of the PBF LLC Series A Units as “the members of PBF LLC other than PBF Energy”). As a result, the holders of PBF Energy’s issued and outstanding shares of its Class A common stock have approximately 99.3% of the voting power in PBF Energy, and the members of PBF LLC through their holdings of Class B common stock have approximately 0.7% of the voting power in PBF Energy.

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The following map details the locations of our refineries (each as defined below):

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Refining

Our six refineries are located in Delaware City, Delaware, Paulsboro, New Jersey, Toledo, Ohio, Chalmette, Louisiana, Torrance, California and Martinez, California. Each refinery is briefly described in the table below:

RefineryRegion
Nelson Complexity Index (1)

Throughput Capacity (in bpd) (1)
PADD
Crude Processed (2)

Source (2)

Delaware CityEast Coast 13.6180,0001light sweet through heavy sourwater, rail

PaulsboroEast Coast
9.1 (3)

155,000 (3)
1light sweet through heavy sourwater

ToledoMid-Continent11.0180,0002light sweetpipeline, truck, rail

ChalmetteGulf Coast13.0185,0003light sweet through heavy sourwater, pipeline

TorranceWest Coast13.8166,0005medium and heavypipeline, water, truck

MartinezWest Coast16.1157,0005medium and heavywater

________

(1) Reflects operating conditions at each refinery as of the date of this filing. Changes in complexity and throughput capacity reflect the result of current market conditions, in addition to investments made to improve our facilities and maintain compliance with environmental and governmental regulations. Configurations at each of our refineries are evaluated periodically and updated accordingly.

(2) Reflects the typical crude and feedstocks and related sources utilized under normal operating conditions and prevailing market environments.

(3) At full operating capacity and prevailing market environments, our Nelson Complexity Index and throughput capacity for the Paulsboro refinery would be 13.1 and 180,000, respectively. As a result of the reconfiguration of our East Coast refineries in 2020, and subsequent restart of several idled processing units at the Paulsboro refinery in 2022, our Nelson Complexity Index and throughput capacity were adjusted.

Logistics

PBFX, an indirect wholly-owned subsidiary of PBF Energy and PBF LLC, owns or leases, operates, develops and acquires crude oil and refined products terminals, pipelines, storage facilities and similar logistics assets. PBFX engages in the receiving, handling, storage and transferring of crude oil, refined products, natural gas and intermediates from sources located throughout the United States and Canada for PBF Energy in support of its refineries, as well as for third-party customers. The majority of PBFX’s revenues are derived from long-term, fee-based commercial agreements with PBF Holding, which include minimum volume commitments, for receiving, handling, storing and transferring crude oil, refined products and natural gas. PBF Energy also has agreements with PBFX that establish fees for certain general and administrative services and operational and maintenance services provided by PBF Holding to PBFX. These transactions, other than those with third parties, are eliminated by us in consolidation.

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