OTC: PAYD

PAID INC

CIK 0001017655 · SIC 7389 · Miscellaneous Business Services NEC

Micro Revenue $21M Assets $8M as of Sep 5, 2026

PAID, Inc. (the “Company” or “PAID”) was incorporated in Delaware on August 9, 1995. The Company has multiple web addresses, including www.paid.com, which offers updated information on various aspects of our operations and www.shiptime.com which showcases our online label generation software. The… About this business →

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8-K Filed Sep 4, 2026 · Period ending Aug 31, 2026

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10-Q Filed Aug 14, 2026 · Period ending Jun 30, 2026

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10-Q Filed May 15, 2026 · Period ending Mar 31, 2026

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8-K Filed May 12, 2026 · Period ending May 12, 2026

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10-K Filed Mar 31, 2026 · Period ending Dec 31, 2025

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8-K Filed Feb 5, 2026 · Period ending Jan 30, 2026

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10-K Filed Apr 15, 2025 · Period ending Dec 31, 2024

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10-K/A Filed May 16, 2012 · Period ending Dec 31, 2011

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10-Q/A Filed Aug 8, 2011 · Period ending Jun 30, 2011

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Latest financial statements

From 10-Q filed Aug 14, 2026 (period ending Jun 30, 2026). As printed on the EDGAR/iXBRL face — not generated by the model.

As filed

Condensed Consolidated Statements of Operations and Comprehensive Loss (Unaudited)

Description Three months ended June 30, 2026 Three months ended June 30, 2025 Six months ended June 30, 2026 Six months ended June 30, 2025
Revenues, net 5,866,221 5,428,025 11,192,766 9,805,817
Cost of revenues 4,641,614 4,226,372 8,907,571 7,584,087
Gross profit 1,224,607 1,201,653 2,285,195 2,221,730
Operating expenses:
Salaries and related 710,121 593,368 1,383,268 1,176,404
General and administrative 406,325 432,568 777,200 957,692
Share-based compensation 58,974 510,622 120,225 511,889
Amortization of other intangible assets 72,360 72,410 145,396 142,189
Total operating expenses 1,247,780 1,608,968 2,426,089 2,788,174
Loss from operations (23,173) (407,315) (140,894) (566,444)
Other income (expense):
Interest income, net 11,677 7,397 22,659 14,712
Other income 4,093 3,025 69,757 6,066
Total other income 15,770 10,422 92,416 20,778
Loss before income tax provision (7,403) (396,893) (48,478) (545,666)
Income tax provision - 456 456 456
Net Loss (7,403) (397,349) (48,934) (546,122)
Net loss per share basic and diluted (0.00) (0.05) (0.01) (0.07)
Weighted average number of common shares outstanding basic and diluted 8,616,266 8,303,274 8,585,019 8,165,647
Condensed consolidated statements of comprehensive loss:
Net loss (7,403) (397,349) (48,934) (546,122)
Other comprehensive loss:
Foreign currency translation adjustments (12,541) 65,195 (28,189) 17,916
Comprehensive loss (19,944) (332,154) (77,123) (528,206)

Condensed Consolidated Balance Sheets (Unaudited)

Description June 30, 2026 December 31, 2025
ASSETS
Current assets:
Cash and cash equivalents 1,078,408 1,108,059
Accounts receivable, net 469,348 302,894
Prepaid expenses and other current assets 354,562 370,064
Total current assets 1,902,318 1,781,017
Property and equipment, net 8,034 4,096
Intangible assets, net 1,786,496 1,758,606
Operating lease right-of-use assets 71,104 89,685
Notes receivable, long term 4,667,900 4,644,360
Total assets 8,435,852 8,277,764
LIABILITIES AND SHAREHOLDERS' EQUITY
Current liabilities:
Accounts payable 1,578,434 1,390,109
Accrued expenses 181,284 332,973
Contract liabilities 340,629 329,725
Operating lease obligations 32,111 32,422
Total current liabilities 2,132,458 2,085,229
Long-term liabilities:
Deferred tax liability, net 387,242 407,901
Uncertain tax position liability 181,824 181,824
Operating lease obligation, net of current portion 42,306 60,550
Total liabilities 2,743,830 2,735,504
Commitments and contingencies (Note 5)
Shareholders' equity:
Series A Preferred stock, $0.001 par value, 5,000,000 shares authorized; no shares issued and outstanding at June 30, 2026 and December 31, 2025 - -
Common stock, $0.001 par value, 25,000,000 shares authorized; 8,618,299 shares issued and 8,477,659 shares outstanding at June 30, 2026 and 8,527,467 shares issued and 8,379,834 shares outstanding at December 31, 2025 8,619 8,528
Accrued common stock bonus - 124,709
Additional paid-in capital 74,930,931 74,579,428
Accumulated other comprehensive income 212,511 240,700
Accumulated deficit (69,291,203) (69,242,269)
Common stock in treasury, at cost, 147,633 shares at June 30, 2026 and December 31, 2025 (168,836) (168,836)
Total shareholders' equity 5,692,022 5,542,260
Total liabilities and shareholders' equity 8,435,852 8,277,764

Condensed Consolidated Statements of Cash Flows (Unaudited)

Description Six months ended June 30, 2026 Six months ended June 30, 2025
Cash flows from operating activities:
Net loss (48,934) (546,122)
Adjustments to reconcile net loss to net cash used in operating activities:
Depreciation and amortization 147,694 143,552
Amortization of operating lease right-of-use assets 15,920 15,090
Provision for bad debts 9,882 22,706
Issuance of common stock for accrued common stock bonus 124,709 -
Share-based compensation 120,225 511,889
Interest income accrued on note receivable (23,540) (13,380)
Changes in assets and liabilities:
Accounts receivable (193,077) (126,352)
Prepaid expenses and other current assets 3,570 133,790
Accounts payable 194,196 (127,874)
Accrued expenses (271,001) (184,709)
Contract liabilities 23,154 (65,517)
Operating lease obligations (15,775) (14,948)
Net cash provided by (used in) operating activities 87,023 (251,875)
Cash flows from investing activities:
Purchase of property and equipment (3,042) (2,448)
Negative cash acquired in Warehowz Inc. acquisition (8,275) -
Net cash used in investing activities (11,317) (2,448)
Cash flows from financing activities:
Proceeds from stock option exercises 4,875 2,213
Payment on note payable from Warehowz Inc. acquisition (75,000) -
Net cash provided by (used in) financing activities (70,125) 2,213
Effect of exchange rate changes on cash and cash equivalents (35,232) 35,264
Net change in cash and cash equivalents (29,651) (216,846)
Cash and cash equivalents, beginning of period 1,108,059 1,284,965
Cash and cash equivalents, end of period 1,078,408 1,068,119
SUPPLEMENTAL DISCLOSURES OF CASH FLOW INFORMATION
Cash paid during the period for:
Income taxes 456 456
Interest - -
SUPPLEMENTAL DISCLOSURES OF NON-CASH ITEMS
Issuance of common shares related to the Warehowz Inc. acquisition 101,785 -
Issuance of common shares in settlement of accrued common stock bonus 124,709 193,246

Amounts as printed on the EDGAR/iXBRL face. Labels, columns, and figures are the filing face, not a GAAP stencil. Interactive statements & notes on EDGAR ↗

About PAID INC

Source: Item 1 (Business) from the 10-K filed March 31, 2026. Description as filed by the company with the SEC.

Item 1. Business

Overview

PAID, Inc. (the “Company” or “PAID”) was incorporated in Delaware on August 9, 1995. The Company has multiple web addresses, including www.paid.com, which offers updated information on various aspects of our operations and www.shiptime.com which showcases our online label generation software. The information contained in the Company's website should not be deemed to be a part of this Annual Report. The Company's principal executive offices are located at 225 Cedar Hill Street, Marlborough, Massachusetts 01752 with offices also located at 700 Dorval Drive, Oakville, Ontario, Canada. The Company's telephone number is (617) 861-6050.

We file annual reports on Form 10-K, quarterly reports on Form 10-Q, and current reports on Form 8-K with the Securities and Exchange Commission (the “SEC”). These reports, any amendments to these reports, proxy and information statements and certain other documents we file with the SEC are available through the SEC's website at www.sec.gov or free of charge on our website as soon as reasonably practicable after we file the documents with the SEC. The public may also read and copy these reports and any other materials we file with the SEC at the SEC's Public Reference Room at 100 F Street, NE, Washington, D.C. 20549. You may obtain information on the operation of the Public Reference Room by calling the SEC at 1-800-SEC-0330.

Our Business

ShipTime Inc. ShipTime’s platform provides its members with the ability to quote, process, generate labels, track and dispatch shipments while getting preferred rates on packages and skidded less than truckload (“LTL”) freight shipments throughout North America and around the world. The application provides customers with a choice of today’s leading couriers and freight carriers, all with discounted pricing allowing members to save on every shipment. In addition to these features, ShipTime also provides what it refers to as “Heroic Multilingual Customer Support.” In this capacity, ShipTime acts as an advocate on behalf of its clients in resolving matters concerning orders and shipping to enhance customer experiences. With an increasing focus and service offering for e-commerce merchants; which include online shopping carts, inventory management, payment services, client prospecting and retention software, ShipTime can help merchants worldwide grow and scale their businesses. ShipTime generates monthly revenue through transactions and “software as a service” (SAAS) offerings. We actively sell directly to small and medium businesses and through long standing partnerships with selected associations throughout Canada and we currently serve in excess of 109,300 members across the world.

Read full description ↓

1

PAID, Inc. includes the PaidPayment, PaidWeb, PaidCart and PaidShipping products that offers a robust platform enabling small and medium businesses to launch websites via our catalog of templates. Our platform includes a wide array of features such as mobile editing, search engine optimization, collaboration tools, pre-designed templates, and can be integrated with multiple platforms. PaidCart serves as a comprehensive solution for small and medium businesses looking to expand their online sales through multiple channels. It provides a centralized system to manage sales across various platforms, with additional functionalities for currency and language management, promotional sales, and abandoned cart recovery. PaidPayments and PaidShipping seamlessly interface with PaidCart to facilitate the checkout and shipping processes. PaidPayments provides businesses with a secure and efficient way to conduct online transactions including a virtual terminal, invoicing capability, subscriptions processing, checkout pages, and a point-of-sale system with support for USD, CAD, and EUR currencies. PaidShipping delivers a solution to quote, process, generate labels, dispatch and track courier and LTL shipments all from a single interface. We offer savings through partnerships with leading carriers. It includes a multi-courier comparison tool, integrations with eCommerce platforms and branded tracking.

Business Strategy

The Company’s focus in 2024 was to effectively execute the integration of Paid Inc. and ShipTime while ensuring that our vision (“To provide a comprehensive e-commerce platform for small to medium enterprises”) continued to move toward this goal by the adding fundamental tools for our members to compete in today’s on-line marketplace.

While the ShipTime portion of our business is our key revenue driver; our strategy in 2025 was to continue to build out the foundation of the Paid platform of e-commerce products while driving our core business forward. By continuing to offer small-to-medium enterprises meaningful solutions and an integrated infrastructure platform we can enhance the value proposition to both our channel partners and our growing customer base allowing us to cost effectively break into new markets.

In order to support the Company’s members via our strategic build-out of e-commerce services, our Heroic Support™ team remains focused on a Support and Customer Success mindset. Our Sales and Account Management Teams will be engaging with our prospects and members to provide guidance and support in utilizing Paid platform tools and services. Paid will provide agencies, associations and partners with the infrastructure to help small to medium businesses grow and be more effective with their digital offerings. We continue to focus on clients in both the United States and Canada.

As ShipTime has been cash flow positive we are able to take advantage of the excess cash with long- and short-term investments. During 2022, the Company entered into a Securities Purchase Agreement with respect to a secured $1.875 million convertible note made by Embolx, Inc., a California corporation. Pursuant to the Securities Purchase Agreement, the Company loaned USD $1.5 million to Embolx. The Note was purchased at a 20% ($375,000) original issue discount and was subject to a 9-month maturity, after which, if unpaid, would then carry a 20% interest rate. The Company has the option to convert the note into shares of common stock of Embolx. Under the Securities Purchase Agreement, the Company had the right to purchase additional shares on the same terms. An agreement to extend the Note in 2024 was authorized which included an additional $500,000 investment with a 25% original issue discount. In 2025 the Company entered into a Forbearance and Loan Modification Agreement with Embolx which extends the note until August 2026. Additionally, Management feels that the assets of Embolx are sufficient to satisfy the obligation of the note receivable. Management continues to evaluate the financial status of Embolx and the potential sales of their business.

The business strategy described above is intended to expand our markets, increase revenue per member while enhancing our opportunities in the online ecommerce market. There are always a variety of factors that may impact our plans and inhibit our success. See “Risk Factors” included in