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Get filing alertsPaymentus reports Q2 revenue up 28.8% to $360.7M, raises full-year guidance
Filed August 3, 2026 · Period ending August 3, 2026 · ~1 min read
Key Changes
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high
Q2 revenue rose 28.8% YoY to $360.7M on 213.4M transactions (up 21.4%), with adjusted EBITDA up 54.0% to $48.8M (41.3% margin, a record).
Exhibit 99.1 view on EDGAR → -
high
Net income reached $25.6M ($0.20 diluted EPS), up from $14.7M ($0.11 EPS) in Q2 2025, showing profitability growth outpacing revenue.
Exhibit 99.1 view on EDGAR → -
high
Company raised full-year 2026 guidance to $1,443M–$1,458M revenue and $175M–$185M adjusted EBITDA, citing strong bookings and backlog.
Exhibit 99.1 view on EDGAR → -
medium
Q2 contribution profit (excluding interchange/network fees) grew 26.3% YoY to $118.1M; gross profit up 31.9% to $94.3M.
Exhibit 99.1 view on EDGAR → -
medium
Generated $39.0M free cash flow in Q2; ended quarter with $377.7M cash at year-end 2025.
Exhibit 99.1 view on EDGAR →
Summary
Paymentus reported strong second-quarter 2026 results, with revenue climbing 28.8% year-over-year to $360.7 million and transaction volume up 21.4% to 213.4 million. The company's profitability metrics improved even faster: adjusted EBITDA rose 54.0% to $48.8 million, achieving a record 41.3% margin, while net income nearly doubled to $25.6 million ($0.20 per diluted share). The outperformance reflects operating leverage as the cloud-based bill payment platform scales.
Management raised full-year 2026 guidance, now expecting revenue of $1,443 million to $1,458 million and adjusted EBITDA of $175 million to $185 million, citing robust bookings and a substantial backlog. The company generated $39.0 million in free cash flow during the quarter and ended with $377.7 million in cash, underscoring its strong financial position. For retail holders, the combination of accelerating profitability, raised guidance, and solid cash generation signals healthy execution in a growing market.
Section-by-Section Diff
Event · Exhibit 99.1
Added in current filing · view on EDGAR → · paraphrased
Net income was $25.6 million, compared with $14.7 million in the same period in 2025, and diluted GAAP earnings per share was $0.20, compared to $0.11 in the same period in 2025. ... Adjusted EBITDA was $48.8 million, a 54.0% increase year-over-year, representing a 41.3% adjusted EBITDA margin.
Paymentus reported Q2 2026 net income of $25.6 million (diluted EPS $0.20), up from $14.7 million ($0.11 per share) in Q2 2025. Adjusted EBITDA reached $48.8 million, a 54.0% year-over-year increase, with a record adjusted EBITDA margin of 41.3%. The profitability improvement outpaced revenue growth, indicating operating leverage.
Added in current filing · view on EDGAR → · paraphrased
Third Quarter 2026: Revenue $353 million to $363 million, Contribution Profit $112 million to $115 million, Adjusted EBITDA $40 million to $45 million. Fiscal Year 2026: Revenue $1,443 million to $1,458 million, Contribution Profit $460 million to $465 million, Adjusted EBITDA $175 million to $185 million.
Paymentus provided financial guidance for Q3 2026 (revenue $353M–$363M, adjusted EBITDA $40M–$45M) and raised full-year 2026 guidance (revenue $1,443M–$1,458M, adjusted EBITDA $175M–$185M). Management cited strong year-to-date results, robust bookings, and substantial backlog as supporting the outlook.
Added in current filing · view on EDGAR → · paraphrased
Gross profit was $94.3 million, an increase of 31.9% year-over-year. Adjusted gross profit was $100.2 million, up 28.6% year-over-year. ... Contribution profit was $118.1 million, a year-over-year increase of 26.3%.
Paymentus reported Q2 2026 gross profit of $94.3 million (up 31.9% YoY) and adjusted gross profit of $100.2 million (up 28.6% YoY). Contribution profit, which excludes interchange and network fees, reached $118.1 million, a 26.3% year-over-year increase. These metrics reflect the company's ability to scale profitably as transaction volumes grow.
Added in current filing · view on EDGAR → · paraphrased
Net cash provided by operating activities $48,860 ... Free cash flow $39,032 ... Cash and cash equivalents at the end of period $377,694
Paymentus generated $48.9 million in operating cash flow and $39.0 million in free cash flow during Q2 2026. The company ended the quarter with $377.7 million in cash and cash equivalents, up from $320.9 million at year-end 2025, reflecting strong cash generation and a solid liquidity position.
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Figures/quotes linked to EDGAR · Narrative written by AI · Aug 4, 2026 · How we verify