Oak Valley Bancorp Q2 earnings fall to $0.61/share, declares $0.375 dividend

Filed July 23, 2026 · Period ending July 22, 2026 · ~1 min read

Key Changes

• high

  Q2 2026 net income $5.1M ($0.61/diluted share), down from $5.6M ($0.67) year-ago, driven by higher operating expenses and lower non-interest income partially offset by improved net interest income.

  Exhibit 99.1 view on EDGAR →
• high

  Net interest margin improved to 4.15% from 4.11% year-ago on loan growth ($55.9M over twelve months) and higher yields; average earning assets up 4.0% year-over-year.

  Exhibit 99.1 view on EDGAR →
• medium

  Charged off $1.7M on collateral-dependent loan (non-accrual since Dec 2025), transferred remaining $2.6M to OREO; allowance for credit losses fell to 0.96% of gross loans from 1.13% prior quarter.

  Exhibit 99.1 view on EDGAR →