Old Second Bancorp reports Q2 2026 net income of $28.2M, up 10% on margin expansion

Filed July 22, 2026 · Period ending July 22, 2026 · ~1 min read

Key Changes

• high

  Net income rose to $28.2M ($0.54/share) from $25.6M ($0.48/share) in Q1 2026, with return on average tangible common equity of 15.58%.

  Exhibit 99.1 view on EDGAR →
• high

  Net interest margin expanded 9 basis points to 5.23% as loan yields rose 12bp and deposit costs fell 5bp to 1.00%.

  Exhibit 99.1 view on EDGAR →
• high

  Nonperforming loans fell to $56.5M (1.08% of loans) from $75.5M (1.46%), though net charge-offs of $9.2M included one downtown Chicago office credit and one commercial relationship.

  Exhibit 99.1 view on EDGAR →