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Get filing alertsCritical incident detected
Data breach / PII exposure
Time-sensitive event — see the red-flag panel below for the source-quoted detail.
Red Flags Detected
- Cybersecurity Incident At Third-Party Vendor Exposing Customer Data (new) — May 2026 breach at Mercadien exposed customer personal information, followed by three putative class actions filed June-July 2026 alleging negligence and breach of contract; losses cannot be estimated.
ORRF Q2 net income +8.8% to $21.2M; NIM compressed 20bp on sub-debt redemption
Filed August 6, 2026 · Period ending June 30, 2026 · Compared to 10-Q Aug 8, 2025 · ~2 min read
Key Changes
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Cybersecurity incident at third-party vendor Mercadien exposed customer data in May 2026, triggering three federal class actions filed June-July 2026. Company states its systems were not compromised and claims are without merit, but cannot estimate losses.
Legal Proceedings / Notes view on EDGAR → -
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CEO changed from Thomas R. Quinn, Jr. to Adam L. Metz between reporting periods, indicating leadership transition at the President and Chief Executive Officer level.
Controls verify on EDGAR → -
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Net interest margin compressed 20bp to 3.87% from 4.07% prior year, driven by 13bp impact from $1.6M accelerated amortization on redeemed subordinated notes and 7bp core margin pressure. Adjusted NIM (ex-redemption) was 4.00%.
MD&A: Net Interest Income verify on EDGAR →
2 more material changes behind this preview — plus the full narrative summary, section-by-section diffs against the prior filing, and verbatim quotes with EDGAR citations.
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Figures/quotes linked to EDGAR · Narrative written by AI · Aug 26, 2026 · How we verify