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NYSE: OMF OneMain Holdings, Inc. 10-Q

OneMain net income slips 7% to $185M as credit costs climb; loan book grows to $26.3B

Filed October 30, 2026 · Period ending September 30, 2026 · Compared to 10-Q Oct 31, 2025 · ~1 min read

Key Changes

  • high

    Net income fell 7.0% to $185.0M, with diluted EPS down 4.2% to $1.60, as higher credit costs offset loan growth.

    Income Statement verify on EDGAR →
  • high

    Provision for finance receivable losses jumped to $615M in Q3 from $488M a year ago, driving a higher allowance of $3.07B.

    Credit Quality verify on EDGAR →
  • high

    Net finance receivables grew to $26.3B from $24.5B, led by a 66% surge in credit card receivables to $1.36B.

    Loan Portfolio view on EDGAR →

2 more material changes behind this preview — plus the full narrative summary, section-by-section diffs against the prior filing, and verbatim quotes with EDGAR citations.

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Figures/quotes linked to EDGAR · Narrative written by AI · Nov 2, 2026 · How we verify