OneMain Q2 net income falls 9% to $152.0M as credit losses rise

Filed July 30, 2026 · Period ending June 30, 2026 · Compared to 10-Q Jul 29, 2025 · ~1 min read

Key Changes

• high

  Net income declined 9.0% to $152.0M, with diluted EPS down 5.7% to $1.32, as higher credit costs weighed on results.

  MD&A: Net income and EPS verify on EDGAR →
• high

  Net charge-off ratio worsened to 8.20% from 7.57% a year ago, signaling deteriorating credit performance.

  MD&A: Net charge-off ratio verify on EDGAR →
• medium

  Whole loan sale commitments expanded to $1.8B from $450M, with terms extended to about two years, boosting funding flexibility.

  MD&A: Whole loan sale commitments verify on EDGAR →