NWBI Q2 2026: Net income +59% YoY to $53.5M on Penns Woods acquisition; NIM expands 19bp to 3.75%

Filed August 5, 2026 · Period ending June 30, 2026 · Compared to 10-Q Aug 5, 2025 · ~1 min read

Key Changes

• high

  Net income rose 59% YoY to $54M ($0.36/share) driven by Penns Woods acquisition (closed July 2025), which added $1.8B loans, $1.6B deposits, and expanded net interest margin 19bp to 3.75%.

  MD&A: Financial Results verify on EDGAR →
• high

  Classified loans increased $71M to $524M (3.96% of loans) from year-end 2025, driven by acquired Penns Woods credits whose borrowers showed financial deterioration and ongoing commercial real estate portfolio changes.

  MD&A: Asset Quality verify on EDGAR →
• high

  Penns Woods acquisition finalized: $64M goodwill recorded, 21 branches added (net +10 after consolidation), measurement period closed July 2026.

  Notes: Business Combinations verify on EDGAR →