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NASDAQ: NODK NI Holdings, Inc. 10-Q

NI Holdings reported third-quarter net income of $5.5M, compared with a net loss of $1.7M a year earlier, and its combined ratio improved to 93.6% from 109.1%.

Filed November 6, 2026 · Period ending September 30, 2026 · Compared to 10-Q Nov 7, 2025 · ~1 min read

Key Changes

  • high

    Net income was $5.5M, or $0.27 per diluted share, for the third quarter, compared with a net loss of $1.7M, or $0.08 per share, a year earlier.

  • high

    The combined ratio improved to 93.6% from 109.1%.

  • medium

    Net premiums earned fell 8.6% to $65.8M.

3 more material changes behind this preview — plus the full narrative summary, section-by-section diffs against the prior filing, and verbatim quotes with EDGAR citations.

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Figures/quotes linked to EDGAR · Narrative written by AI · Nov 9, 2026 · How we verify