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NMI Holdings Q3 net income slips 2.6% to $93.5M as defaults and claims rise
Filed November 6, 2026 · Period ending September 30, 2026 · Compared to 10-Q Nov 5, 2025 · ~1 min read
Key Changes
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Net income fell 2.6% to $93.5M in Q3 2026, while diluted EPS rose 0.8% to $1.23 on fewer shares outstanding.
MD&A: Results verify on EDGAR → -
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Loans in default rose 21% to 8,571 (1.23% of policies), and insurance claims expense jumped 57% to $29.1M in the quarter.
MD&A: Defaults verify on EDGAR → -
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New business volume surged 21% year-to-date on refinancing activity, but persistency fell to 80.8% from 83.9%.
MD&A: NIW verify on EDGAR →
2 more material changes behind this preview — plus the full narrative summary, section-by-section diffs against the prior filing, and verbatim quotes with EDGAR citations.
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Figures/quotes linked to EDGAR · Narrative written by AI · Nov 9, 2026 · How we verify