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NASDAQ: MNSB MainStreet Bancshares, Inc. 8-K

MainStreet Bancshares reports Q2 2026 net income up 14% to $4.7M, margin expands to 3.53%

Filed July 20, 2026 · Period ending July 20, 2026 · ~1 min read

Key Changes

  • high

    Q2 2026 net income rose 14% sequentially to $4.7M ($0.58/share) as net interest margin expanded to 3.53%; June annualized ROA reached 1.03% and ROATCE 11.09%

    Item 2.02 — Results of Operations and Financial Condition verify on EDGAR →
  • high

    Nonperforming assets at 2.77% of total assets with zero net charge-offs in Q2; non-accrual loans rose to 3.14% of gross loans from 0.40% a year earlier

    Item 2.02 — Results of Operations and Financial Condition verify on EDGAR →
  • medium

    Repurchased 207,000 common shares during Q2, all accretive to tangible book value, which increased to $26.30/share; weighted average shares outstanding fell to 7.2M from 7.5M

    Item 2.02 — Results of Operations and Financial Condition verify on EDGAR →

2 more material changes behind this preview — plus the full narrative summary, section-by-section diffs against the prior filing, and verbatim quotes with EDGAR citations.

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