Metropolitan Bank Q3 net income surges 355.6% to $32.4M on wider NIM and lower credit costs

Filed November 6, 2026 · Period ending September 30, 2026 · Compared to 10-Q Nov 7, 2025 · ~1 min read

Key Changes

• high

  Net income jumped 355.6% to $32.4M from $7.1M a year earlier, while diluted EPS rose 285.1% to $2.58 from $0.67.

  MD&A: Net income verify on EDGAR →
• high

  Net interest margin expanded 48 bps to 4.36% from 3.88%, driven by lower funding costs and higher securities yields.

  MD&A: Net interest margin verify on EDGAR →
• high

  Non-owner-occupied CRE concentration fell to 301.1% of risk-based capital from 376.5% at year-end 2025, helped by a Q1 2026 equity raise.

  MD&A: Capital ratios verify on EDGAR →