NASDAQ: MBBC
Marathon Bancorp, Inc. /MD/CIK 0001835385 · SIC 6036 · Savings Institutions (Not Federal)
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10-K
Filed Sep 16, 2026
· Period ending Jun 30, 2026
Summary not yet generated.
8-K
Filed May 28, 2026
· Period ending May 28, 2026
Summary not yet generated.
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10-Q
Filed May 13, 2026
· Period ending Mar 31, 2026
Summary not yet generated.
8-K
Filed Apr 24, 2026
· Period ending Apr 24, 2026
Summary not yet generated.
10-Q
Filed Feb 11, 2026
· Period ending Dec 31, 2025
Summary not yet generated.
8-K
Filed Nov 18, 2025
· Period ending Nov 18, 2025
Summary not yet generated.
10-K
Filed Sep 26, 2025
· Period ending Jun 30, 2025
Summary not yet generated.
424B3
Filed Feb 21, 2025
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424B3
Filed Feb 21, 2025
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424B3
Filed Feb 21, 2025
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S-1/A
Filed Feb 6, 2025
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S-1
Filed Dec 13, 2024
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S-1/A
Filed Jan 29, 2021
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S-1
Filed Dec 11, 2020
Summary not yet generated.
Latest financial statements
From 10-K filed Sep 16, 2026 (period ending Jun 30, 2026). As printed on the EDGAR/iXBRL face — not generated by the model.
Consolidated Statements of Income
| Description | June 30, 2026 | June 30, 2025 |
|---|---|---|
| Interest Income: | ||
| Loans, including fees | 11,082,152 | 8,648,835 |
| Debt securities | 150,721 | 168,587 |
| Other | 668,489 | 733,458 |
| Total interest income | 11,901,362 | 9,550,880 |
| Interest Expense: | ||
| Deposits | 2,985,416 | 3,039,593 |
| Borrowings and other | 710,834 | 468,706 |
| Total interest expense | 3,696,250 | 3,508,299 |
| Net Interest Income | 8,205,112 | 6,042,581 |
| Provision for (Recovery of) Credit Losses | 35,456 | (93,833) |
| Net Interest Income After Provision for (Recovery of) Credit Losses | 8,169,656 | 6,136,414 |
| Non-Interest Income: | ||
| Service charges on deposit accounts | 122,940 | 114,155 |
| Mortgage banking income | 299,126 | 291,416 |
| Increase in cash surrender value of life insurance | 284,308 | 269,888 |
| Other non-interest income | 121,645 | 73,461 |
| Total non-interest income | 828,019 | 748,920 |
| Non-Interest Expenses: | ||
| Salaries and employee benefits | 3,885,513 | 3,645,754 |
| Occupancy and equipment expenses | 890,974 | 915,109 |
| Data processing and office | 315,123 | 450,058 |
| Professional fees | 855,545 | 700,730 |
| Marketing expenses | 69,927 | 42,183 |
| FDIC insurance premiums | 105,619 | 95,799 |
| Directors fees | 108,235 | 108,235 |
| Foreclosed assets, net | 56,450 | 429,128 |
| Other non-interest expenses | 578,160 | 487,448 |
| Total non-interest expenses | 6,865,546 | 6,874,444 |
| Income Before Provision for (Benefit From) Income Taxes | 2,132,129 | 10,890 |
| Provision For (Benefit From) Income Taxes | 340,958 | (31,555) |
| Net Income | 1,791,171 | 42,445 |
| Net income per common share-basic | 0.67 | 0.02 |
| Net income per common share-diluted | 0.66 | 0.02 |
| Weighted average number of common shares outstanding-basic | 2,692,265 | 2,763,875 |
| Weighted average number of common shares outstanding-diluted | 2,729,129 | 2,763,875 |
Consolidated Balance Sheets
| Description | June 30, 2026 | June 30, 2025 |
|---|---|---|
| Assets: | ||
| Cash and due from banks | 2,991,473 | 2,242,736 |
| Federal funds sold | 17,823,000 | 12,143,000 |
| Cash and cash equivalents | 20,814,473 | 14,385,736 |
| Interest bearing deposits held in other financial institutions | 154,714 | 237,247 |
| Debt securities available for sale, at fair value | 3,922,364 | 5,201,279 |
| Debt securities held to maturity, at amortized cost (fair value $350,947 and $373,568) | 451,269 | 483,787 |
| Loans, net of allowance of $1,746,371 and $1,708,269, respectively | 217,389,034 | 200,795,706 |
| Accrued interest receivable | 737,872 | 667,686 |
| Foreclosed assets (OREO), net | 996,373 | 996,373 |
| Investment in restricted stock, at cost | 1,475,296 | 1,329,413 |
| Cash surrender value life insurance | 9,526,981 | 9,242,673 |
| Premises and equipment, net | 3,914,458 | 3,883,537 |
| Other assets | 1,647,406 | 1,611,363 |
| Total assets | 261,030,240 | 238,834,800 |
| Liabilities and Stockholders' Equity: | ||
| Liabilities: | ||
| Deposits | ||
| Non-interest bearing | 22,162,777 | 22,466,092 |
| Interest bearing | 167,597,831 | 152,774,734 |
| Federal Home Loan Bank (FHLB) advances | 20,000,000 | 15,000,000 |
| Other liabilities | 3,312,435 | 2,884,753 |
| Total liabilities | 213,073,043 | 193,125,579 |
| Commitments and Contingent Liabilities (See note 18) | ||
| Stockholders' Equity: | ||
| Preferred stock, $.01 par value, 5,000,000 shares authorized, none issued | — | — |
| Common stock, $.01 par value, 20,000,000 shares authorized, 3,014,207 and 2,938,698 outstanding | ||
| shares issued and outstanding at June 30, 2026 and 2025 | 29,164 | 28,962 |
| Additional paid-in capital | 22,951,727 | 22,647,140 |
| Retained earnings | 27,357,297 | 25,566,126 |
| Unearned ESOP shares, at cost | (1,963,519) | (2,047,077) |
| Accumulated other comprehensive loss | (417,472) | (485,930) |
| Total stockholders' equity | 47,957,197 | 45,709,221 |
| Total liabilities and stockholders' equity | 261,030,240 | 238,834,800 |
Consolidated Statements of Cash Flows
| Description | June 30, 2026 | June 30, 2025 |
|---|---|---|
| Operating Activities: | ||
| Net income | 1,791,171 | 42,445 |
| Adjustments to reconcile net income to net cash from operating activities: | ||
| Depreciation | 286,389 | 295,003 |
| Provision for (recovery of) credit losses | 35,456 | (93,833) |
| Provision for valuation allowance on foreclosed assets (OREO), net | — | 378,767 |
| Amortization of deferred loan fees | (90,112) | (51,859) |
| ESOP expense | 141,752 | 61,667 |
| Stock based compensation | 161,181 | 156,682 |
| Net amortization of discounts and premiums on debt securities | 3,220 | 45,702 |
| Net gain on sale of loans | (143,483) | (148,203) |
| Net change in deferred taxes | (81,538) | (12,761) |
| Earnings on life insurance | (284,308) | (269,888) |
| Increase in interest receivable | (70,186) | (69,918) |
| Originations of loans held for sale | (5,000,734) | (5,907,284) |
| Proceeds from loans held for sale | 5,144,217 | 6,055,487 |
| Net change in operating leases | 234 | 1,209 |
| Net change in other assets | 18,194 | 27,067 |
| Net change in other liabilities | 540,885 | 938,228 |
| Net Cash from Operating Activities | 2,452,338 | 1,448,511 |
| Investing Activities: | ||
| Net change in interest-bearing deposits in other financial institutions | 82,533 | (37,359) |
| Proceeds from maturities and repayments of debt securities available for sale | 1,365,615 | 1,703,945 |
| Proceeds from maturities and calls of debt securities held to maturity | 38,357 | 32,768 |
| Net increase in restricted stock | (145,883) | — |
| Net change in loans | (16,537,216) | (17,202,381) |
| Purchases of premises and equipment | (432,203) | (179,043) |
| Cash received from MHC in Conversion | — | 100,000 |
| Net Cash used in Investing Activities | (15,628,797) | (15,582,070) |
| Financing Activities: | ||
| Net cash proceeds from common stock offering | — | 15,210,356 |
| Exercise of stock options | 209,050 | 13,314 |
| Purchase of ESOP shares | — | (1,354,720) |
| Net change in deposits | 14,519,782 | 2,260,072 |
| Borrowings of FHLB advances | 5,000,000 | 5,000,000 |
| Repayments of FHLB advances | — | (3,000,000) |
| Purchase and retirement of common stock | (123,636) | (82,165) |
| Net Cash provided by Financing Activities | 19,605,196 | 18,046,857 |
| Net Change in Cash and Cash Equivalents | 6,428,737 | 3,913,298 |
| Cash and Cash Equivalents, Beginning of Year | 14,385,736 | 10,472,438 |
| Cash and Cash Equivalents, End of Year | 20,814,473 | 14,385,736 |
| Supplemental Disclosure of Cash Flow Information | ||
| Cash payments for | ||
| Interest | 3,698,761 | 3,524,678 |
| Taxes | 450,000 | — |
Amounts as printed on the EDGAR/iXBRL face. Labels, columns, and figures are the filing face, not a GAAP stencil. Interactive statements & notes on EDGAR ↗