NASDAQ: MAYS

MAYS J W INC

CIK 0000054187 · SIC 6512 · Operators of Apartment Buildings

Micro Revenue $22M Assets $90M as of Sep 13, 2026

J.W. Mays, Inc. (the “Company” or “Registrant”) with executive offices at Nine Bond Street, Brooklyn, New York 11201, operates a number of commercial real estate properties, which are described in Item 2 “Properties”. The Company’s business was founded in 1924 and incorporated under the laws of the… About this business →

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8-K Filed Jul 31, 2026 · Period ending Jul 30, 2026

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8-K Filed Jun 11, 2026 · Period ending Jun 11, 2026

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10-Q Filed Jun 11, 2026 · Period ending Apr 30, 2026

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8-K Filed May 15, 2026 · Period ending May 12, 2026

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8-K Filed Apr 14, 2026 · Period ending Apr 14, 2026

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10-Q Filed Mar 12, 2026 · Period ending Jan 31, 2026

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10-K Filed Oct 23, 2025 · Period ending Jul 31, 2025

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10-K Filed Oct 24, 2024 · Period ending Jul 31, 2024

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10-K/A Filed Oct 23, 2020 · Period ending Jul 31, 2020

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Latest financial statements

From 10-Q filed Jun 11, 2026 (period ending Apr 30, 2026). As printed on the EDGAR/iXBRL face — not generated by the model.

As filed

Consolidated Statements of Operations (Unaudited)

Description Three months ended April 30 2026 Three months ended April 30 2025 Nine months ended April 30 2026 Nine months ended April 30 2025
Revenues
Rental income 5,314,751 5,632,151 15,777,647 16,814,724
Total revenues 5,314,751 5,632,151 15,777,647 16,814,724
Expenses
Real estate operating expenses 3,999,990 3,822,276 12,204,787 11,700,830
Administrative and general expenses 1,164,625 1,239,480 3,680,364 3,784,108
Depreciation 471,707 457,285 1,414,646 1,346,625
Total expenses 5,636,322 5,519,041 17,299,797 16,831,563
Income/(Loss) from operations (321,571) 113,110 (1,522,150) (16,839)
Other income (expenses):
Dividend and interest income 5,930 7,979 18,300 16,406
Interest expense, net of capitalized interest 6,778 (11,305) (60,807)
Total other income (expenses) 12,708 (3,326) 18,300 (44,401)
Income/(Loss) before income taxes (308,863) 109,784 (1,503,850) (61,240)
Income taxes provision (benefit) (92,000) 23,000 (444,000) (17,000)
Net income/(loss) (216,863) 86,784 (1,059,850) (44,240)
Income/(Loss) per common share, basic and diluted (.11) .04 (.53) (.02)
Dividends per share
Average common shares outstanding, basic and diluted 2,015,780 2,015,780 2,015,780 2,015,780

Consolidated Balance Sheets (Unaudited)

Description April 30 2026 July 31 2025
ASSETS
Property and Equipment-at cost:
Land 6,067,805 6,067,805
Buildings held for leasing:
Buildings, improvements, and fixtures 83,236,067 81,018,716
Construction in progress 4,915,132 3,270,919
88,151,199 84,289,635
Accumulated depreciation (42,901,908) (41,603,389)
Buildings net 45,249,291 42,686,246
Property and equipment-net 51,317,096 48,754,051
Cash and cash equivalents 2,110,713 748,597
Restricted cash 1,030,852 1,010,148
Receivables, net 3,947,460 3,959,730
Prepaids and other assets 1,718,405 3,294,901
Deferred charges, net 3,179,342 3,517,817
Operating lease right-of-use assets 26,917,308 26,764,182
TOTAL ASSETS 90,221,176 88,049,426
LIABILITIES AND SHAREHOLDERS’ EQUITY
Liabilities:
Mortgages payable 6,131,664 3,235,561
Accounts payable and accrued expenses 3,004,924 2,891,074
Security deposits payable 1,148,929 1,092,225
Operating lease liabilities 24,643,612 24,034,669
Deferred income taxes 3,590,000 4,034,000
Total Liabilities 38,519,129 35,287,529
Shareholders’ Equity:
Common stock, par value $1 each share (shares-5,000,000 authorized; 2,178,297 issued and 2,015,780 outstanding) 2,178,297 2,178,297
Additional paid in capital 3,346,245 3,346,245
Retained earnings 47,465,357 48,525,207
52,989,899 54,049,749
Common stock held in treasury, at cost 162,517 shares at April 30, 2026 and July 31, 2025 (1,287,852) (1,287,852)
Total shareholders’ equity 51,702,047 52,761,897
TOTAL LIABILITIES AND SHAREHOLDERS’ EQUITY 90,221,176 88,049,426

Consolidated Statements of Cash Flows (Unaudited)

Description Nine months ended April 30 2026 Nine months ended April 30 2025
Cash Flows From Operating Activities:
Net loss (1,059,850) (44,240)
Adjustments to reconcile net (loss) to net cash provided by operating activities:
Bad debt expense 15,073 6,289
Provision (benefit) for deferred income taxes (444,000) (17,000)
Depreciation 1,414,646 1,346,625
Loss on fixed asset disposal 167,700
Amortization of deferred charges 542,311 377,443
Operating lease expense in excess of cash payments 455,818 622,991
Deferred finance costs included in interest expense 1,165 16,519
Changes in Operating Assets and Liabilities:
Receivables (2,803) 29,757
Deferred costs (203,836) (277,252)
Prepaid expenses and other assets 1,576,496 1,347,557
Accounts payable and accrued expenses 113,850 (68,172)
Security deposits payable 56,704 7,334
Cash provided by operating activities 2,633,274 3,347,851
Cash Flows From Investing Activities:
Acquisition of property and equipment (4,145,391) (1,723,076)
Cash (used) in investing activities (4,145,391) (1,723,076)
Cash Flows From Financing Activities:
Proceeds mortgage 6,200,000
Payments mortgage financing cost (69,501)
Payments mortgages (3,235,562) (615,073)
Cash provided (used) in financing activities 2,894,937 (615,073)
Increase in cash, cash equivalents and restricted cash 1,382,820 1,009,702
Cash, cash equivalents and restricted cash at beginning of period 1,758,745 2,285,601
Cash, cash equivalents and restricted cash at end of period 3,141,565 3,295,303

Amounts as printed on the EDGAR/iXBRL face. Labels, columns, and figures are the filing face, not a GAAP stencil. Interactive statements & notes on EDGAR ↗

About MAYS J W INC

Source: Item 1 (Business) from the 10-K filed October 23, 2025. Description as filed by the company with the SEC.

ITEM 1. BUSINESS.

J.W. Mays, Inc. (the “Company”
or “Registrant”) with executive offices at Nine Bond Street, Brooklyn, New York 11201, operates a number of commercial real
estate properties, which are described in Item 2 “Properties”. The Company’s business was founded in 1924 and incorporated
under the laws of the State of New York on July 6, 1927.

The Company has 28 full
time employees and has a contract, expiring November 30, 2025, with a union covering rates of pay, hours of employment and other conditions
of employment for approximately 21% of its employees. The Company considers that its labor relations with its employees and union are
good.

Executive Officers of the Registrant

The following information
is furnished with respect to each executive officer of the Registrant (each of whose position is reviewed annually but each of whom has
a three-year employment agreement, effective August 1, 2011 and renewed every three years thereafter through 2023: expiring July 31, 2026.

Name

Age

Business Experience During

the Past Five Years

First Became

Such Officer

or Director

Lloyd J. Shulman

83

President

November, 1978

Chairman
of the Board and Chief Executive Officer

November, 1996

Ward N. Lyke, Jr.

74

Vice President

February, 1984

Chief Financial Officer and Treasurer

January, 2024

George Silva

75

Vice President-Operations

March, 1995

All of the above mentioned
officers have been appointed as such by the directors and have been employed as executive officers of the Company during the past five
years.

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Our website is https://www.jwmays.com.
Information found on our website is not incorporated by reference into this annual report on Form 10-K. We make our filings with the U.S.
Securities and Exchange Commission (“SEC”) including our annual report on Form 10-K, quarterly reports on Form 10-Q, current
reports on Form 8-K, and any amendments and exhibits to those reports filed or furnished pursuant to Section 13(a) or 15(d) of the Securities
Exchange Act of 1934, as amended (“Exchange Act”), available free of charge on or through our website, as soon as reasonably
practicable after we electronically file such material with, or furnish it to, the SEC. The SEC maintains a website that contains reports,
proxy and information statements, and other information regarding our filings at http://www.sec.gov.

CAUTIONARY
STATEMENT REGARDING FORWARD-LOOKING STATEMENTS

This Annual Report on Form
10-K may contain forward-looking statements which include assumptions about future market conditions, operations and financial results.
These statements are based on current expectations and are subject to risks and uncertainties. They are made pursuant to safe harbor provisions
of the Private Securities Litigation Reform Act of 1995. The Company’s actual results, performance or achievements in the future
could differ significantly from the results, performance or achievements discussed or implied in such forward-looking statements herein
and in prior filings by the Company. The Company assumes no obligation to update these forward-looking statements or to advise of changes
in the assumptions on which they were based.

Factors that could cause
or contribute to such differences include, but are not limited to, changes in the competitive environment of the Company, general economic
and business conditions, industry trends, changes in government rules and regulations and environmental rules and regulations. Statements
concerning interest rates and other financial instrument fair values and their estimated contribution to the Company’s future results
of operations are based upon market information as of a specific date. This market information is often a function of significant judgment
and estimation. Further, market interest rates are subject to potential significant volatility.