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Critical incident detected

Cybersecurity incident

Time-sensitive event — see the red-flag panel below for the source-quoted detail.

Red Flags Detected

  • Cybersecurity Incident Regulatory Investigations (worsened) — Company now states a loss from state regulatory investigations into the January 2024 cybersecurity incident is probable, escalating from prior-year cooperation-with-inquiries disclosure.
  • Tcpa Class Action (Kearns) Certification (worsened) — Class certification granted and loss assessment upgraded to 'reasonably possible' from 'not probable,' materially increasing litigation exposure.
  • Loans Eligible For Repurchase (worsened) — Repurchase-eligible loans rose 59% YoY to $1.4B driven by higher 90+ day delinquencies, reversing prior-year's declining trend and indicating credit deterioration.
NYSE: LDI loanDepot, Inc. 10-Q

LoanDepot Q2 2026: 26% volume gain on 5x5 HomeLoan launch; $9.7B servicing sale planned

Filed August 6, 2026 · Period ending June 30, 2026 · Compared to 10-Q Aug 8, 2025 · ~1 min read

Key Changes

  • high

    Loan origination units rose 26% YoY to 30,702 driven by new 5x5 HomeLoan product (approval in 5 minutes, funding in 5 days) launched via Figure partnership in April 2026; HELOC volumes surged 237%.

    MD&A: Origination volumes and product launch verify on EDGAR →
  • high

    Company entered agreement in July 2026 to sell $9.7B of servicing portfolio, expected to settle in Q3 2026—a significant liquidity event and strategic shift in portfolio composition.

    MD&A: Servicing portfolio sale verify on EDGAR →
  • high

    Loans eligible for repurchase jumped 59% YoY to $1.4B (from $882M) driven by higher 90+ day delinquencies; 60+ day delinquency rate rose to 1.74% from 1.40%, signaling credit stress.

    MD&A: Credit quality and repurchase exposure verify on EDGAR →

2 more material changes behind this preview — plus the full narrative summary, section-by-section diffs against the prior filing, and verbatim quotes with EDGAR citations.

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View original filing on SEC.gov View full financials on EDGAR ↗

Figures/quotes linked to EDGAR · Narrative written by AI · Aug 7, 2026 · How we verify