loanDepot closes $500M warehouse securitization facility, refinances $300M prior facility

Filed April 30, 2026 · Period ending April 27, 2026 · ~1 min read

Key Changes

• high

  loanDepot subsidiaries issued $500 million in mortgage-backed notes through Mello Warehouse Securitization Trust 2026-1, maturing April 2029. The notes carry floating interest at SOFR plus a margin and provide revolving financing for newly originated residential mortgages.

  Item 1.01 verify on EDGAR →
• high

  The company simultaneously prepaid and terminated its $300 million 2024-1 warehouse facility with no outstanding borrowings and no early termination penalties, indicating a voluntary refinancing rather than financial distress.

  Item 1.01 verify on EDGAR →
• medium

  Parent subsidiary LD Holdings Group provided a guarantee backing the repurchase obligations under the new facility, creating contingent liability exposure at the holding company level if operating subsidiaries fail to meet obligations.

  Item 1.01 verify on EDGAR →