Investar reports Q2 2026 EPS of $0.61, net interest margin expands to 3.67%

Filed July 20, 2026 · Period ending July 17, 2026 · ~1 min read

Key Changes

• high

  Q2 2026 earnings of $0.61 per diluted share, down from $0.77 in Q1 2026 (which included a $2.1M credit loss reversal) but up from $0.46 in Q2 2025. Core earnings were $0.75 per share.

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• high

  Net interest margin improved 8 basis points to 3.67% as cost of funds declined 9 basis points through runoff of higher-cost brokered deposits. Adjusted margin (excluding acquisition accretion) rose 11 basis points to 3.39%.

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• medium

  Completed operational conversion of Wichita Falls Bancshares in May 2026. Business lending portfolio grew $43.8M (3.8%) to $1.21B as the company hired eight commercial bankers and executes portfolio remix strategy.

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