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- Nonaccrual Loans and Provision For Credit Losses (worsened) — Nonaccrual loans rose to $7.5 million from $4.6 million at year-end 2025, and the provision for credit losses swung from a $997,000 credit to a $1.5 million expense, indicating deteriorating credit quality.
- Unrealized Losses On Afs Securities (worsened) — Gross unrealized losses on available-for-sale securities increased 59% to $21.7 million, driven by agency commercial mortgage-backed securities, though management does not consider any securities credit-impaired.
Isabella Bank Q3 net income rises 26% to $6.6M; Grand River merger and $30M ATM offering advance
Filed October 30, 2026 · Period ending September 30, 2026 · Compared to 10-Q Nov 10, 2025 · ~1 min read
Key Changes
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Net income rose 26.0% to $6.6 million, with diluted EPS up 21.1% to $0.86, driven by higher net interest income and fee income.
MD&A: Results verify on EDGAR → -
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Pending merger with Grand River Commerce, Inc. is expected to close in Q4 2026, creating a pro forma company with approximately $2.7 billion in total assets.
Notes: Merger view on EDGAR → -
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New $30 million at-the-market equity offering program established; $12.5 million raised during the nine months ended September 30, 2026.
Notes: ATM Offering view on EDGAR →
2 more material changes behind this preview — plus the full narrative summary, section-by-section diffs against the prior filing, and verbatim quotes with EDGAR citations.
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Figures/quotes linked to EDGAR · Narrative written by AI · Nov 2, 2026 · How we verify