NASDAQ: HCTI

Our
deep expertise in healthcare allows us to reinforce our clients’ progress by accelerating their innovation. Our healthcare IT services
include EHR and software implementation, optimization, extension to community partners, as well as application managed services, and
backup and disaster recovery capabilities on public cloud. Our 24x7 managed services are used by hospitals and health systems, payers,
Life Sciences, and biotech organizations in their effort to improve health outcomes and deliver deeper, more meaningful patient and consumer
experiences. Through our services, our customers achieve return on investment in their technology by delivering measurable improvements.
Combined with our software and solutions, our services provide clients with an end-to-end partnership for their technology innovation.

We
believe our principal competitive factors in our market include our technology capabilities, domain expertise, and on-demand customer
support for companies to realize the benefits of modern cloud, data, and security architectures. There are several unique factors mentioned
below that make HTI an attractive service provider for healthcare and Life Sciences companies:

●
Technology
Platforms: our proprietary software platforms, CloudEz and DataEz, are leveraged by our healthcare and Life Sciences customers for
cloud transformation, automation, data management, security and data governance, and clinical and non-clinical operations management.
Our readabl.ai platform uses state-of-the-art public cloud artificial intelligence and machine learning to recognize and extract
healthcare information from documents, faxes, and narrative reports.

●Ziloy
is an AI-powered mental wellness platform that delivers personalized mental health support through proprietary AI and GenAI-driven workflows.
It provides guided self-care tools, insights, and tailored wellness programs to help individuals and organizations improve emotional
well-being and build mental resilience.

●Ezovion
is a cloud-based hospital management platform that helps hospitals and clinics digitize their operations. It integrates patient records,
appointments, billing, labs, pharmacy, EMR, teleconsultation, and analytics into a single system to improve operational efficiency and
patient care. Built as a cloud-based SaaS platform, Ezovion enables connected healthcare with secure data exchange and intelligent insights
for healthcare providers.

●
Technology
Enabled Services: our ability to deliver world-class services in the areas of cloud technologies, data, AI/ML, security, compliance,
governance and extend these capabilities with clinical and operational consultants that work across the healthcare industry to improve
patient and consumer outcomes.

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●
Expertise
in Compliance: our compliance and validation experts enable us to implement Health Insurance Portability and Accountability Act (HIPAA)
requirements in GxP regulated establishments; GxP encompasses a broad range of compliance-related activities such as Good Laboratory
Practices (GLP), Good Clinical Practices (GCP), and Good Manufacturing Practices (GMP). HTI’s technology platforms CloudEz
and DataEz are HITRUST self-certified. HTI also supports BAA (Business Associate Agreement) coverage for healthcare clients along
with cloud providers and PCI-DSS standards.

●
Engagement
and Flexibility: HTI’s ability to achieve customer operational objectives through our design and commercialization of innovative
solutions with an outcome-based approach and prompt feedback.

●
Team
Members: our world-class team of certified cloud architects and our unique expertise in large global pharmaceutical and biotech organizations
and other participants of the healthcare industry.

●
Personal
Approach to Customers: our strong relationship management and deep understanding of customer requirements enable us to continuously
drive innovation. Our delivery methodology and automation-based approach give us the ability to respond to our customers’ needs
and requirements rapidly.

●
Partnership
with Industry Leaders: our established relationships with healthcare and Life Sciences teams of the public cloud providers, including
Amazon Web Services (“AWS”), Google Cloud, Microsoft Azure Cloud, and EHR vendors such as MEDITECH and Epic Systems while
engaging with our customers for overall success.

Our
organizational capabilities and unique advantages also include solving data insights and data interoperability challenges for the HCLS
industry with our domain knowledge and technology solutions. To accelerate healthcare providers’ adoption of cloud and next-generation
technologies, we leverage our Life Sciences and medical device industry experience in cloud, data, IoT, AI/ML, security & compliance.

The majority of our revenue is generated by our full-time employees
who provide Software Services and Managed Services and Support to our clients. Our Software Services include strategic advisory, implementation
and development services, whereas Managed Services and Support include post implementation support and cloud hosting. Readabl.AI and Ezovion
Healthcare Information Management Software are sold as our SaaS offerings on a subscription basis, which we expect will provide us with
recurring revenues. We do not yet have enough information about our competition or customer acceptance of the proposed SaaS offerings
to determine whether or not recurring subscription revenue will have a material impact on our revenue growth.

Background

We are led by a diverse, global, and talented team of data scientists,
thought leaders, software developers, and subject matter experts who seek to understand our customers’ challenges and are dedicated
to tackling these challenges. As of December 31, 2025, we had a total of 43 full-time employees, 15 part-time employees, and 26 sub-contractors.
Many of the senior management team and the members of our board of directors hold advanced degrees and some are leading experts in software
development, regulatory science, and market access.

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The
Company is a born-on-the-cloud Premier Partner of AWS and an audited next generation MSP. We are a leading partner of Google Cloud and
a Gold Cloud Partner of Microsoft Azure Cloud. HTI is currently one of the top tier Healthcare and Life Sciences competency partners
of AWS among more than 130,000 partners in their global community of partners. The Company is also recognized as one of the top eight
partners of Google Cloud Healthcare Interoperability Readiness Program. The Company has also established partnerships with Medical Information
Technology, Inc. MEDITECH, Epic Systems, Splunk Inc., Snowflake Inc., Looker Inc. (acquired by Google), and other technology companies.
The Company has several Fortune 500 clients in the Life Sciences industry and partners with many hospitals in their cloud transformation
journey. We conduct our business directly with hospitals and other healthcare providers. Our Healthcare IT services include systems selection,
EHR implementation, post-implementation support to manage EHRs, legacy support, optimization, training, and creation of efficient EHR
systems, and improvement of clinical outcomes for hospitals.

Market

Our
target markets are healthcare delivery organizations (e.g, hospitals, clinics, physician practices, and other healthcare providers)
and Life Sciences organizations (e.g., pharmaceutical and biotech companies). These target markets are large and rapidly expanding,
and the opportunity before us is substantial as data increasingly becomes more critical to successful clinical quality improvement and
outcomes, financial performance, drug discoveries, and the ever important need to ensure a positive patient and consumer experience.

The
US healthcare cloud transformation services market is expected to grow to $35.8 billion by 2034 with 11.5% CAGR during the period 2026
to 2034 as per IMARC Group (1). SkyQuest business report estimates that the global market for healthcare data science
and analytics will be $266.03 billion by 2034 with a CAGR of 25.6% (2). The US healthcare IT services market is estimated
to be $388.99 billion by 2030 with a CAGR 15.46% as per Grand View Research (3). The artificial intelligence in the
healthcare market valued $ 317.1 billion in 2032 with a CAGR of 37.1% as per Global Market Insights (4).

Based on the market trends in cloud transformation, healthcare data
science and analytics, healthcare IT services, and medical document management, we believe our CloudEz, DataEz, Readabl.AI, Ziloy.AI and
Ezovion platforms are well positioned to capture significant market opportunities. As customers increasingly adopt digital technologies,
AI powered analytics, digital health solutions, Hospital Information Management Systems (HIMS), and digital mental wellness platforms,
the acceleration toward digital health provides opportunities for Healthcare technology companies like HTI to transform the Healthcare
and Life Sciences industry, creating substantial opportunities for innovative, scalable digital and cost-effective health solutions.

We
believe the industry challenges and market dynamics described below are transforming the way data and analytics are used by healthcare
organizations and provide us with a significant opportunity.

(1)https://www.imarcgroup.com/united-states-healthcare-cloud-computing-market

(2)https://www.skyquestt.com/report/healthcare-analytics-market

(3)https://www.grandviewresearch.com/industry-analysis/us-healthcare-it-software-market-report

(4)https://www.gminsights.com/industry-analysis/healthcare-artificial-intelligence-market

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Challenges
associated with increasing complexity of healthcare data

Across
the healthcare landscape, a significant amount of data is being created every day, driven by patient care, payment systems, regulatory
compliance, and recordkeeping. This includes information within patient health records, clinical trials, pharmacy benefit programs, imaging
systems, sensors, and monitoring platforms, laboratory results, patient-reported information, hospital, and physician performance programs,
and billing and payment processing.

The
U.S. Healthcare system has invested billions of dollars to collect vast amounts of detailed information in digital format. Examples of
major areas of investment include electronic transactional systems that digitize clinical information (e.g., EHR systems, pharmacy, laboratory,
imaging, patient satisfaction, and healthcare information exchanges), financial information (e.g., general ledger, costing, and billing),
and operational information (e.g., supply chain, human resources, time and attendance, IT support, and patient engagement). Wearables
and sensors drive personalized health data for continuous monitoring of patients through daily activity logs, biometric sensors, fall
sensors, social activity sensors, etc. These wearables and sensors result in a proliferation of healthcare data that also includes socioeconomic,
genomic, and remote patient monitoring information. Collecting, storing, and using healthcare data is complicated by the breadth and
depth of disparate sources, the multitude of formats, and increasing regulatory requirements.

The
data is vital for Life Sciences and pharmaceutical industries; however, traditional and current data platforms are not equipped to meet
this surge or the analytic demands. Today, the data platform is expected to stay relevant for at least 15 years, be able to democratize
the data, and still be secure and compliant. Data and analytics in healthcare is transforming the way illnesses are identified and treated,
improving quality of life and avoiding preventable deaths.

We
believe our DataEz platform addresses these challenges. DataEz is a cloud-based data pipeline platform that helps to enable personal
healthcare data management, analytics, and data science capabilities for large Life Sciences, pharmaceutical, and healthcare organizations.
It integrates with a larger variety of data sources to ingest, process, store, analyze, and gain insights from the data. By leveraging
the real-world evidence data and the ability to diagnose through advanced predictive modelling, AI/ML makes the process simpler and less
expensive. Life Sciences industries will require a secure, privacy-compliant, and future-proof data platform as a foundation for large-scale
genomics collaborations and for efforts to analyze archived data, including privacy-protected data. This means most organizations will
turn into data organizations and will aggressively leverage data as a core asset to drive innovation in their businesses.

Challenges
due to lack of coordination and interoperability

The
healthcare industry is fragmented and inefficient, with different legacy health insurers, hospital systems, provider groups, and pharmacy
networks each possessing distinct incentive structures—some or all of which may diverge from consumers’ interests. Even as
consumer demand for greater coordination grows, inflexible and disparate legacy technological systems present a significant barrier to
meeting consumers’ wants and needs.

After
decades of investing in EHR technology, the state of interoperability is insufficient and inhibits care coordination, health data exchange,
clinical efficiency, and the quality of care provided to patients. Given that the EHR is the principal electronic interface used today
at the point of care, the path to improved data-driven decision support will require integration between EHR systems and other data and
analytics providers. Incidentally, the U.S. Healthcare system is in the midst of an “open data wave,” with an increasing
focus on, and demand for, patient data interoperability. Additionally, recent laws and regulations, such as the 21st Century Cures Act,
promote and prioritize interoperability and the free exchange of health information. The federal government’s new regulations aim
to help patients gain better control of their health data via smartphone apps, interoperability is expected to increase between providers,
payers, and healthcare technology companies.

We
believe our Healthcare Interoperability solutions and proprietary platforms drive resilient interoperable health infrastructure as a
catalyst for delivering better care and reducing costs. We participate in Google Cloud’s Healthcare Interoperability Readiness
Program, which aims to help free up patient data and make it more accessible across the continuum of care, as well as set up organizations
for long-term success with more modern, interoperable API-first architectures. We help healthcare providers understand their current
interoperability maturity levels and map out a stepwise journey to enable interoperability. For example, our Readabl.AI is a Google Cloud-based
AI/ML platform to ingest documents, which provides OCR (optical character recognition) capabilities with Natural Language Processing
where the patient information is extracted and matched/validated with healthcare providers’ EHR system via FHIR (Fast Healthcare
Interoperability Resources) API.

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Our
Technology and Services

We
offer two proprietary software platforms, CloudEz and DataEz, for cloud transformation, automation, data management, security and data
governance, and clinical and non-clinical operations management. The platforms are composed of individual, proprietary technology toolsets
and deep data assets that can be rapidly configured to empower the operationalization of large-scale, data-driven healthcare initiatives.
The platforms enable healthcare organizations to implement highly sophisticated value-based initiatives on a very large scale. At the
core of value-based initiatives is the need to aggregate and analyze data, garner meaningful insight from the results, and use these
insights to drive material change to outcomes and economics. The platforms address these needs through their major competencies: (i)
large-scale data connectivity, integration, and validation capabilities, (ii) advanced predictive analytics and high-speed computing,
(iii) toolsets to translate resulting insights into real-world impact, and (iv) purpose-built data visualization and reporting.

CloudEz
Technology Platform

CloudEz
is an enterprise multi-cloud transformation and management platform that enables customers to manage their cloud infrastructure across
private, hybrid, and public cloud infrastructures from providers such as AWS, Microsoft Azure, and Google Cloud. CloudEz offers cloud
services to highly regulated industries, including healthcare, Life Sciences, and pharma and biotech organizations, in their cloud transformation
journey. It leverages a library of infrastructure and application code developed ‘in-house’ to deliver infrastructure services
that are secure and compliant. CloudEz also delivers an automated infrastructure compliance framework that facilitates our customers
in being continuously compliant with regulatory requirements.

Implementing
a secured cloud that requires continuous adherence of GxP / HIPAA compliance across a number of business units that individually span
over a number of different vendors is the biggest challenge across all regulatory specific industries, such as pharma and healthcare.
An automation framework that offers secure, continuous GxP / HIPAA compliance for pharmaceutical and healthcare businesses is required
for faster deployment of business applications.

CloudEz
platform has several security controls including identity & access management, cloud security & governance, data security, security
information & event management, network and application security.

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DataEz Technology Platform

Managing
a data and data analytics platform is cumbersome with numerous moving components and current best practices that are prone to over-complication.
The implemented architecture of some competing solutions is typically not scalable or does not allow workload flexibility. Reengineering
such massive ecosystems is neither cost-effective nor practical for enterprises that want to focus on maintaining their market position.
Additionally, and more importantly, when enterprise IT teams want to build their Data Lakes, centralized repository that store data,
on the cloud, they must deal with overwhelming complexities – from choosing the right cloud provider that addresses their needs
and ensures necessary government regulatory security and compliances are met to continuously managing a cost-effective infrastructure.

HTI
brings together large-scale datasets, expansive connectivity, robust technology infrastructure, and industry-leading subject matter expertise.
The capabilities of the HTI platforms enable both the efficient determination of highly meaningful insights and the reliable achievement
of meaningful impact in the quality and economics of healthcare.

DataEz
is a cloud-based data analytics and data science platform purpose-built for the data analytics and data science requirements of large
Life Sciences/pharmaceutical and healthcare provider organizations. This platform enables our healthcare customers to ingest, securely
analyze, and transform data from disparate sources to gain operational, financial, and clinical insights. DataEz is a fully secured and
compliant platform that meets the regulatory requirements and we offer this as a solution and Software as a Service (SaaS) subscription
model for Life Sciences and healthcare provider customers.

Combinations
of all proprietary technology toolsets are configured to quickly empower highly differentiated solutions for customer needs in a highly
scalable fashion. The flexibility of the platform’s modular design enables customers to integrate the capabilities of the platform
with their own internal capabilities or other third-party solutions. The platforms bring to the marketplace a highly extensible, national-scale
capability to interconnect with the healthcare ecosystem on a massive scale. This enables healthcare organizations to aggregate and analyze
data in petabyte volumes, arrive at sophisticated insights in real-time, drive meaningful impact, and intuitively visualize data and
information to inform business strategy and execution.

DataEz
platform includes the advanced analytics capability for data scientists and analysts to rapidly spin up secure analytics workbenches.
Analytics workbench enables agile analytics, by providing capabilities of data discovery, model building, model management, model consumption,
visualization, and workflow management in an integrated platform to accelerate the data science life cycle using AI/ML algorithms as
well as data analytics at scale.

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DataEz
Platform Architecture:

DataEz
platform architecture is composed of various stages of data pipeline management including ingestion, quarantine, pre-curated, data curated,
analytics/data warehouse, visualization/data warehouse and visualization/data science.

DataEz:
Data Lake Management, Analytics & Data Science platform architecture diagram

Readabl.AI

Despite significant investments in electronic
health records, paper-based and other forms of unstructured data such as faxes and clinical reports continue to be widely used to share
patient information. Many healthcare providers still rely on legacy communication methods, which creates challenges in efficiently managing,
processing, and integrating clinical data. This ongoing reliance on unstructured and paper-based information highlights the need for advanced
digital solutions that can accurately capture, interpret, and integrate medical data into modern healthcare systems.

Healthcare
organizations demand an advanced automation solution to easily convert paper-based unstructured data into meaningful information for
patient care. Readabl.AI uses state-of-the-art public cloud artificial intelligence and machine learning to recognize and extract healthcare
information from documents, faxes, and narrative reports. Including Readabl.AI in customer organization’s workflow improves patient
care and clinical efficiencies while maintaining security & confidentiality. Readabl.AI ensures that the necessary health information
is available for patient care with reduced labor requirements and faster processing.

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Readabl.AI
is offered as a solution on public cloud marketplaces such as Google Cloud marketplace and is commercially available on a Software-as-a-Service
(SaaS) subscription model.

Ziloy.AI

Ziloy.AI, HTI’s AI-powered mental wellness
platform, is designed to support emotional well-being through personalized digital care. Leveraging proprietary artificial intelligence
and generative AI technologies, the platform delivers integrative and personalized mental wellness programs through proprietary treatment
algorithms, self-care tools, and data-driven insights. Ziloy.AI is intended to support individuals and organizations in improving mental
health outcomes by providing scalable, accessible, and proactive mental wellness solutions through a secure digital platform.

The platform adopts a multidisciplinary and integrative
treatment approach that combines modern Ayurvedic psychiatry, clinical psychology, psychotherapy, nutrition guidance, and therapeutic
practices such as yoga and mindfulness to address both symptoms and underlying root causes of mental health conditions. Personalized treatment
algorithms are developed by the clinical teams and may include therapy sessions, lifestyle interventions, digital self-care tools, and
ongoing progress monitoring delivered through a secure, cloud-based environment. This technology-enabled model is designed to expand access
to mental health care while supporting improved patient outcomes and long-term emotional well-being.

Ezovion Healthcare Information Management
Systems (HIMS)

Ezovion is HTI’s cloud-based Healthcare
Information Management System (HIMS) designed to help hospitals, clinics, and healthcare providers digitize their clinical, administrative,
and financial operations through an integrated platform. The system supports patient registration, appointment management, electronic
health records (EHR), laboratory and pharmacy management, billing, inventory, and revenue cycle management through an integrated workflow.
Ezovion also provides capabilities such as telehealth, analytics, patient engagement tools, and interoperability standards to enable secure
data exchange across healthcare systems. The platform is designed to improve operational efficiency, streamline clinical workflows, and
support data-driven decision-making for healthcare providers.

The platform is modular and scalable that can
be deployed across hospitals, specialty clinics, diagnostic centers, and multi-facility healthcare networks. The system supports interoperability
with third-party healthcare applications and medical devices and is built on a secure cloud-based architecture that enables centralized
data management, reporting, and analytics. By integrating clinical, operational, and financial information into a unified digital environment,
Ezovion enables healthcare organizations to enhance care coordination, improve regulatory compliance, and optimize operational performance.

Cloud
IT Services

Cloud
IT is a service that we provide that incorporates several of our existing technological platforms. Below are several of the benefits
of our Cloud IT service:

1.
Multi-Cloud
Advisory: Our certified public cloud architects and engineers are highly experienced and successful in providing end-to-end cloud
advisory and deployment services. Our expert team of cloud certified professionals develops and deploys complex applications onto
public, private, and hybrid clouds. In addition, we have a proven track record of migrating various IT infrastructures into cloud
technologies, enabling healthcare organizations to attain their business goals. We help our customers analyze and identify suitable
cloud options for their IT enterprise by clearly defining strategies of the cloud and the roadmap for its transformation. Our experts
create secure, scalable, innovative, and robust cloud solutions that address the requirements of healthcare organizations by performing
a detailed evaluation of technical compatibility and business objectives.

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2.
DevOps
as a Service: Cloud DevOps, often also referred to as DevSecOps given the criticality of security of the cloud, is the IT methodology
through which enterprises migrate and manage their platforms and solutions in a continuous fashion on the cloud. Healthcare enterprise
IT leadership can rely on HTI’s turnkey managed services, strategic advisory services, proven methodology, automation capabilities,
and expertise to steadily migrate their IT assets to the cloud.

3.
Cloud
Security Operations Centre (SOC): CloudEz comes with advanced AI/ML-enabled alerts and monitoring services over and across the
enterprise cloud environment. By implementing automated BOTs, our operations center ensures our clients have a de-risked cloud
environment by ensuring continuous security and regulatory compliance.

4.
Healthcare
Cloud Backup and Disaster Recovery (BU/DR): Our cloud disaster recovery solution is a fully managed infrastructure solution that
enables hospitals to host their DR instances on public cloud platforms such as AWS. Our solution specifically serves the MEDITECH
market today. MEDITECH BU/DR solution will soon be available on AWS marketplace for healthcare customers.

5.
Ransomware
Protection: We are taking a proactive role in educating and equipping rural hospitals, community hospitals, and large health
systems with critical resources for improving their preparedness, prevention, detection, response, and recovery from ransomware incidents.
Our service offerings include risk assessment, recommendations for most effective tools and processes, continuous monitoring of systems
and backup and recovery plan.

Healthcare
IT Services:

Healthcare IT is a separate service we provide
primarily to hospitals and healthcare centers. Our healthcare IT services have been utilized by 100+ hospitals across the US. These services
include EHR implementation and optimization, managed services, interoperability, data assessments and tools, and clinical and training
consulting to improve clinical outcomes and the patient experience.

●
EHR
Implementation and Optimization: HTI is among one of the few MEDITECH READY-certified implementation partners for MEDITECH, a
leading EHR system vendor. This READY certification from MEDITECH enables HTI to provide hospital clients with their EHR implementations.
We have worked with hundreds of MEDITECH customers and successfully implemented and optimized the MEDITECH platform. Additionally,
HTI is one of approximately 15 partners among over 100+ firms tracked
by Epic Systems Corporation, a leading provider of electronic health record (EHR) systems used by healthcare organizations worldwide that works with Epic
on a regular basis to discuss synergies and client performances. Our implementation solution set specifically addresses mergers and
acquisitions as well as community technology extensions. We have successfully enabled over 600 community physicians in over 100 locations
through our community technology deployment services.

●
EHR
Managed Services: Our end-to-end EHR managed services cover hospital-wide IT support including Tier 2/Tier 3 support, technical
support, report writing, on-demand application support, Community Connect, and acquisition services. HTI addresses healthcare organizations’
growing frustrations, inefficiencies, and high provider turnover in the healthcare communities through training and support to prevent
loss of additional clinical resources, downturns in patient service volume, and loss of significant revenue. HTI’s Epic team
offers a monthly support plan that provides comprehensive flexibility. It gives “flex support” for clients, allowing
for the division of necessary work hours across different Epic resources and applications. Since the pandemic started, more hospitals
and health systems are slowly making the transition to cloud platforms to host their EHRs and information systems to offer real-time
data insights and more storage solutions. HTI sees this as an opportunity to provide EHR-as-a-service capabilities in real-time for
hospitals on public cloud platforms.

●
Interoperability
Assessments and Services: HTI is recognized as one of the top eight partners of the Google Cloud Healthcare Interoperability
Readiness Program. Our services enable health systems to understand their readiness to meet CURES act requirements and develop and
execute a roadmap across technology platforms utilizing HL7’s (Health Level Seven International provides standards and solutions
to empower global health data interoperability) and FHIR (Fast Healthcare Interoperability Resources) standards.

●
Data
Assessment and Toolsets: healthcare clients also approach us to build two-way data applications for quick and seamless communication
with patients and to perform predictive analytics based on prior outcomes and readings from monitoring devices. We offer self-cataloguing
data lakes and automated data quality check solutions. These cutting-edge solutions consist of a public cloud-based data lake where
the data from various devices and sensors are ingested and stored through automated provisioning, and a scalable dashboard that is
capable of monitoring hundreds of thousands of patients at a time based on the cloud-stored data.

●
Clinical
and Training Consulting: HTI also provides clinical and operational consultants to healthcare organizations to support the improvement
of their business, clinical, and patient outcomes and experience.

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Corporate
Information

Our principal executive office is located at 7901
Stoneridge Drive, Suite 210, Pleasanton, CA 94588, while our satellite lease office is located at 666 Plainsboro Road, Suite 448, Plainsboro,
NJ 08536. Our telephone number is (925) 270-4812. Our website address is https://www.healthcaretriangle.com/. The information on our website
or that may be accessed by links on our website is not incorporated by reference into this Form 10-K. We make available, free of charge
and through our website, our Annual Reports on Form 10-K, Quarterly Reports on Form 10-Q, Current Reports on Form 8-K, and any amendments
to any such reports filed or furnished pursuant to Section 13(a) or 15(d) of the Securities Exchange Act of 1934, as amended, as soon
as reasonably practicable after they are electronically filed with or furnished to the U.S. Securities and Exchange Commission.