Home Bancorp reports Q2 2026 earnings of $11.6M, raises dividend 3%, but criticized loans jump to 3.45%

Filed July 20, 2026 · Period ending July 20, 2026 · ~2 min read

Key Changes

• high

  Criticized loans rose to $95.8M (3.45% of total loans) from $72.6M (2.66%) in Q1 2026, driven by special mention loans doubling to $26.9M and substandard loans increasing to $68.9M. Management states no sizable losses are anticipated.

  Exhibit 99.2 view on EDGAR →
• high

  Q2 2026 net income of $11.6M ($1.48 EPS) up from $11.4M ($1.45 EPS) in Q1 2026. Net interest margin expanded 8 basis points to 4.24%, while ROE declined to 10.3% from 10.4% and efficiency ratio rose to 61.8% from 60.0%.

  Exhibit 99.2 view on EDGAR →
• high

  Board declared quarterly dividend of $0.32 per share (3% increase from prior $0.31), payable August 14, 2026 to shareholders of record August 3, 2026. Also approved new share repurchase plan for 400,000 shares.

  Item 8.01 — Other Events verify on EDGAR →