Franklin Financial reports Q1 2026 EPS of $1.48, up 10% sequentially on margin expansion

Filed July 24, 2026 · Period ending July 24, 2026 · ~1 min read

Key Changes

• high

  Q1 2026 diluted EPS of $1.48, up from $1.35 in Q4 2025 and $0.88 in Q1 2025; net income $6.6M; ROA improved to 1.20% from 1.05% sequentially.

  Exhibit 99.1 view on EDGAR →
• high

  Net interest margin expanded to 3.53% from 3.40% in Q4 2025, driven by deposit cost decline to 1.52% from 1.68% while earning asset yield held at 5.28%.

  Exhibit 99.1 view on EDGAR →
• high

  Total loans grew to $1.57B from $1.56B sequentially; deposits increased to $1.89B from $1.84B; Tier 1 common equity ratio strengthened to 11.81% from 11.45%.

  Exhibit 99.1 view on EDGAR →