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Get filing alertsRemoved Risk Disclosures
- Memorandum of Understanding (removed) — The informal administrative agreement (MOU) entered into Aug 2024 was terminated Jun 2026, removing regulatory restrictions on dividends and operations.
Finward Bancorp to merge with First Financial; Q2 net income $2.1M (-2.7%)
Filed August 13, 2026 · Period ending June 30, 2026 · Compared to 10-Q Aug 13, 2025 · ~2 min read
Key Changes
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Definitive merger agreement with First Financial Bancorp announced Jul 21, 2026. FNWD shareholders will receive 1.35 shares of First Financial common stock per share, valuing the transaction. Merger expected to close Q4 2026, subject to regulatory and shareholder approvals.
Notes: Pending Merger verify on EDGAR → -
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Q2 2026 net income $2.1M (-2.7% YoY); diluted EPS (-4.0%). For the six months ended June 30, 2026, net income rose in the prior year, driven by declined net interest margin.
MD&A: Profitability verify on EDGAR → -
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Tax-equivalent net interest margin expanded from 3.03% (six months Jun 2025) to 3.36% (six months Jun 2026), driven by reduced deposit and borrowing costs and strength in new loan originations.
MD&A: Net Interest Margin verify on EDGAR →
2 more material changes behind this preview — plus the full narrative summary, section-by-section diffs against the prior filing, and verbatim quotes with EDGAR citations.
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Figures/quotes linked to EDGAR · Narrative written by AI · Aug 13, 2026 · How we verify