Get notified when FMNB files again. Create a free account and we'll email you the moment its next filing is analyzed.
Get filing alertsRed Flags Detected
- Diluted Eps Declined 24.2% While Net Income Rose 16.6% (worsened) — The per-share earnings decline reflects a higher diluted share count following the Middlefield merger, diluting existing shareholders.
- $10.3 Million Securities Loss (unchanged) — The company restructured $90.5 million of securities, incurring a significant loss to reposition the investment portfolio.
Farmers National Banc net income rises 16.6% to $14.5M, but EPS falls 24.2% on merger costs
Filed November 6, 2026 · Period ending September 30, 2026 · Compared to 10-Q Nov 6, 2025 · ~1 min read
Key Changes
-
high
Net income rose 16.6% to $14.5M, but diluted EPS fell 24.2% to $0.25 as the share count increased following the Middlefield merger.
MD&A: Results verify on EDGAR → -
high
Total revenue grew 36.2% to $96.4M, driven by the Middlefield merger and a 54 basis point expansion in net interest margin.
MD&A: Net interest income verify on EDGAR → -
high
The company recognized a $10.3M securities loss and $6.1M in merger and core conversion charges, partially offset by a $3.9M loan recovery.
MD&A: One-time items verify on EDGAR →
2 more material changes behind this preview — plus the full narrative summary, section-by-section diffs against the prior filing, and verbatim quotes with EDGAR citations.
Want to see a complete report first? Today's free report (OWL 10-Q) is open in full — no account needed.
Partner
Trade FMNB commission-free
Open an account, get a free stock.
Investing involves risk. Free stock terms apply.
Thanks — your feedback helps us improve report quality.
Figures/quotes linked to EDGAR · Narrative written by AI · Nov 9, 2026 · How we verify