Fifth Third reports Q2 2026 EPS of $1.02 (adj.), crosses $300B in assets, becomes Category III bank

Filed July 17, 2026 · Period ending July 17, 2026 · ~2 min read

Key Changes

• high

  Q2 2026 adjusted EPS of $1.02 (reported $0.83) on net income of $763M; company surpassed $300B in total assets and formally became a Category III institution, triggering enhanced regulatory requirements.

  Exhibit 99.1 view on EDGAR →
• high

  Net interest income (FTE) rose 14% sequentially to $2.220B; net interest margin expanded 6 bps to 3.36% driven by full-quarter Comerica contribution, asset repricing, and 2 bps decline in interest-bearing deposit costs to 2.13%.

  Exhibit 99.1 view on EDGAR →
• high

  Net charge-off ratio improved 7 bps sequentially to 0.30%, the lowest level since Q2 2023; both commercial (0.21%) and consumer (0.53%) NCO ratios improved 5 bps, indicating strengthening credit quality.

  Exhibit 99.1 view on EDGAR →