Financial Institutions Q2 net income rises 20.8% to $21.2M on wider margin

Filed August 3, 2026 · Period ending June 30, 2026 · Compared to 10-Q Aug 4, 2025 · ~1 min read

Key Changes

• high

  Net income rose 20.8% to $21.2M, with diluted EPS up 22.4% to $1.04, driven by a 21-basis-point expansion in net interest margin to 3.70%.

  MD&A: Results verify on EDGAR →
• high

  Net interest income grew 8.6% to $53.4M as deposit costs fell 39 basis points, while noninterest income rose 3.2% to $11.0M on higher advisory fees.

  MD&A: Revenue verify on EDGAR →
• high

  Operating cash flow surged to $46.3M in the first half from $4.3M a year earlier, reflecting stronger earnings and lower noncash charges.

  MD&A: Cash Flow verify on EDGAR →