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Existential event

Time-sensitive event — see the red-flag panel below for the source-quoted detail.

Red Flags Detected

  • $28.0m C&i Loan Bankruptcy (new) — A commercial borrower filed Chapter 7 bankruptcy after quarter-end, and the company cannot yet estimate the loss.
  • Afs Unrealized Losses More Than Doubled (worsened) — Unrealized losses on available-for-sale securities rose from $263.5M to $463.8M, with $8.3M in impairment losses recognized in the first nine months.
  • Nonaccrual Loans Increased (worsened) — Total nonaccrual loans rose to $100.2M from $76.0M a year earlier, driven by commercial & industrial and commercial real estate.
NASDAQ: FFBC FIRST FINANCIAL BANCORP /OH/ 10-Q

First Financial net income rises 12.9% to $81.2M; $28M C&I loan bankruptcy disclosed after quarter-end

Filed November 6, 2026 · Period ending September 30, 2026 · Compared to 10-Q Nov 4, 2025 · ~1 min read

Key Changes

  • high

    Net income rose 12.9% to $81.2M, with diluted EPS up 2.7% to $0.77, driven by acquisitions and higher net interest income.

    MD&A / Key Financials view on EDGAR →
  • high

    A $28.0M C&I loan borrower filed Chapter 7 bankruptcy after quarter-end; loan placed on nonaccrual, loss not yet estimable.

    Subsequent Events verify on EDGAR →
  • high

    Completed BankFinancial acquisition on Jan 1, 2026, adding $1.4B assets and $1.3B liabilities; recorded $12.1M bargain purchase gain.

    Business Combinations verify on EDGAR →

2 more material changes behind this preview — plus the full narrative summary, section-by-section diffs against the prior filing, and verbatim quotes with EDGAR citations.

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View original filing on SEC.gov View full financials on EDGAR ↗

Figures/quotes linked to EDGAR · Narrative written by AI · Nov 9, 2026 · How we verify