Get notified when FCNCA files again. Create a free account and we'll email you the moment its next filing is analyzed.
Get filing alertsRed Flags Detected
- Litigation Loss Estimate Increased From $20 Million to $45 Million (worsened) — The estimated range of reasonably possible litigation losses in excess of reserves increased from $20 million to $45 million, and the reference to insurance recoveries was removed.
First Citizens closes BMO branch deal, prepays $13B of FDIC note, and authorizes up to $1.2B buyback
Filed November 6, 2026 · Period ending September 30, 2026 · Compared to 10-Q Nov 7, 2025 · ~1 min read
Key Changes
-
high
Completed acquisition of 138 BMO branches, assuming $4.86 billion in deposits and acquiring $643 million in loans.
MD&A: BMO Branch Acquisition verify on EDGAR → -
high
Prepaid $13.00 billion of the Purchase Money Note during the first nine months of 2026, reducing the balance from $35.85 billion to $20.45 billion.
MD&A: Purchase Money Note prepayments verify on EDGAR → -
high
Net income rose 6.7% to $606 million, while diluted EPS increased 18.9% to $51.23, reflecting a lower share count.
Earnings per share view on EDGAR →
2 more material changes behind this preview — plus the full narrative summary, section-by-section diffs against the prior filing, and verbatim quotes with EDGAR citations.
Want to see a complete report first? Today's free report (OWL 10-Q) is open in full — no account needed.
Partner
Trade FCNCA commission-free
Open an account, get a free stock.
Investing involves risk. Free stock terms apply.
Thanks — your feedback helps us improve report quality.
Figures/quotes linked to EDGAR · Narrative written by AI · Nov 9, 2026 · How we verify