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Get filing alertsFirstCash reports 58% EPS growth, completes $150M buyback, authorizes new $150M repurchase
Filed July 23, 2026 · Period ending July 23, 2026 · ~1 min read
Key Changes
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high
Q2 2026 diluted EPS rose 58% to $2.12 (GAAP) and 40% to $2.50 (adjusted) on 29% revenue growth to $1.075B, driven by 63% total and 22% same-store pawn receivables growth.
Item 2.02 verify on EDGAR → -
high
Board authorized new $150M share repurchase program with no expiration after completing prior $150M buyback in under nine months (725,000 shares at $206.73 average).
Item 8.01 verify on EDGAR → -
high
Raised offer for Ramsdens Holdings to 675 pence/share plus 9 pence dividend, increasing total equity value to £232M ($308M USD), up £25M from prior bid; close expected by year-end 2026.
Exhibit 99.1 view on EDGAR → -
high
Issued $750M of 6.125% senior unsecured notes due 2034 in May 2026, using proceeds to pay down higher-rate U.S. revolver and fully repay H&T acquisition debt.
Exhibit 99.1 view on EDGAR → -
medium
Declared Q3 2026 quarterly dividend of $0.42/share ($1.68 annualized), payable August 28 to shareholders of record August 14.
Item 2.02 verify on EDGAR →
Summary
FirstCash delivered strong second-quarter results with GAAP diluted EPS up 58% to $2.12 and adjusted EPS up 40% to $2.50, driven by robust pawn demand that pushed consolidated pawn receivables up 63% year-over-year. Revenue climbed 29% to $1.075 billion.
The company completed its prior $150 million share repurchase authorization in less than nine months, buying back 725,000 shares at an average price of $206.73, and immediately authorized a new $150 million buyback program with no expiration date.
Management has discretion to execute repurchases through open market, block, or negotiated transactions depending on cash levels, credit availability, stock price, and competing capital needs including acquisitions. FirstCash also raised its offer for U.K. pawn operator Ramsdens Holdings to 675 pence per share plus a 9 pence dividend, increasing the total equity value to approximately $0.42 £232 million ($308 million USD), up £25 million from the original bid. The acquisition of 174 U.K. locations is expected to close by year-end 2026 and will expand FirstCash's U.K. footprint to over 450 locations. In May, the company issued $750 million of 6.125% senior unsecured notes due 2034, using proceeds to pay down its higher-rate U.S. revolving credit facility and fully retire debt assumed in the 2025 H&T acquisition, providing additional long-term funding capacity for expansion and shareholder returns. The Board declared a $0.42 per share quarterly dividend payable in August.
Section-by-Section Diff
Event · Item 2.02 — Results of Operations and Financial Condition
FirstCash announced Q2 2026 results, declared $0.42/share Q3 dividend, and authorized $150M share repurchase program.
Added in current filing · verify on EDGAR →
FirstCash Holdings, Inc. (the “Company”) issued a press release (the “Earnings Release”) announcing its financial results for the three and six month periods ended June 30, 2026
The company disclosed financial results for the second quarter and first half of 2026. The 8-K itself does not contain the specific financial figures; those are in the attached Exhibit 99.1 press release.
Added in current filing · verify on EDGAR →
the Board of Directors’ authorization of $150 million of share repurchases
The Board authorized a new $150 million share repurchase program. This provides the company with flexibility to return additional capital to shareholders through buybacks.
Event · Item 8.01 — Other Events
Board authorized up to $150 million share repurchase program with no time limit, citing liquidity and asset valuation considerations.
Added in current filing · verify on EDGAR →
On July 23, 2026, the Company announced that the Board of Directors authorized the Company to repurchase up to $150 million shares of its common stock (the “Authorization”). The Board of Directors made this determination after considering the Company's liquidity needs and capital resources as well as the estimated current value of the Company's assets.
The Board authorized a new share repurchase program allowing the company to buy back up to $150 million of its common stock. The Board made this decision after evaluating the company's liquidity position, capital resources, and current asset values. This represents a capital allocation decision to return cash to shareholders through buybacks.
Added in current filing · verify on EDGAR →
Under the Authorization, the Company may purchase common stock in open market transactions, block purchases or other privately negotiated transactions, from time to time pursuant to a trading plan in accordance with Rule 10b5-1 and Rule 10b-18 under the Exchange Act or by any combination of such methods.
The company has flexibility to execute repurchases through open market purchases, block trades, or privately negotiated transactions, using Rule 10b5-1 trading plans or Rule 10b-18 safe harbor provisions. This gives management discretion in how and when to deploy the authorized capital for buybacks.
Added in current filing · verify on EDGAR →
The number of shares to be purchased and the timing of the purchases are based on a variety of factors, including, but not limited to, the level of cash balances, credit availability, debt covenant restrictions, general business conditions, regulatory requirements, the market price of the Company's stock, dividend policy and the availability of alternative investment opportunities, including acquisitions. No time limit was set for completion of repurchases under the Authorization and the program may be suspended or discontinued at any time.
The program has no expiration date and can be suspended or discontinued at any time. Actual repurchase activity will depend on multiple factors including cash levels, credit availability, debt covenants, stock price, and competing uses of capital such as acquisitions. This means the $150 million authorization represents a ceiling rather than a commitment to buy a specific amount.
Event · Exhibit 99.1
FirstCash reports record Q2 2026 results with 58% GAAP EPS growth, declares $0.42 dividend, completes $150M buyback, and authorizes new $150M repurchase plan.
Added in current filing · view on EDGAR →
Diluted earnings per share for the second quarter increased 58% over the prior-year quarter on a GAAP basis while adjusted diluted earnings per share increased 40% compared to the prior-year quarter.
FirstCash reported diluted EPS of $2.12 for Q2 2026, up 58% from $1.34 in Q2 2025 on a GAAP basis. Adjusted diluted EPS rose 40% to $2.50 from $1.79. Revenue increased 29% to $1.075 billion, driven by robust pawn demand with consolidated pawn receivables up 63% in total and 22% same-store versus prior year.
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Figures/quotes linked to EDGAR · Narrative written by AI · Jul 24, 2026 · How we verify