FB Financial reports Q2 2026 results: NII up to $149.8M, executes 3% share buyback

Filed July 27, 2026 · Period ending July 27, 2026 · ~1 min read

Key Changes

• high

  Q2 2026 net interest income rose to $149.8M (3.95% margin) from $146.8M in Q1, driven by loan growth and stable contractual rates; adjusted ROAA 1.45%, adjusted ROATCE 15.1%.

  Exhibit 99.1 view on EDGAR →
• high

  Loans held for investment grew $362M to $12.87B (11.6% annualized), led by CRE non-owner-occupied (+$147M), residential real estate (+$146M), and multifamily (+$51M).

  Exhibit 99.1 view on EDGAR →
• high

  Deposits grew to $14.3B (7.70% annualized) while cost of deposits declined to 2.26% from 2.27% in Q1; customer deposits up $159M with minimal brokered funding.

  Exhibit 99.1 view on EDGAR →