FB Financial reports Q2 2026 EPS of $1.13, 11.6% annualized loan growth, repurchases 3% of shares

Filed July 13, 2026 · Period ending July 13, 2026 · ~1 min read

Key Changes

• high

  Net income of $58.6M ($1.13/share) up from $1.10 in Q1 2026; adjusted net income $58.9M ($1.14/share). Pre-provision net revenue rose ~8% quarter-over-quarter.

  Exhibit 99.3 verify on EDGAR →
• high

  Loans held for investment grew 11.6% annualized to $12.87B; deposits up 7.70% annualized to $14.35B. Net interest margin stable at 3.95%.

  Exhibit 99.2 verify on EDGAR →
• high

  Nonperforming loans rose to 1.17% of total loans from 0.96% in Q1, driven by three lending relationships. Provision expense of $10.1M reflected loan growth and increased reserves on two individually assessed loans.

  Exhibit 99.1 verify on EDGAR →