Equity Bancshares swings to $26.8M profit as securities loss fades; margin slips 25bp

Filed November 6, 2026 · Period ending September 30, 2026 · Compared to 10-Q Nov 3, 2025 · ~1 min read

Key Changes

• high

  Net income swung to $26.8M from a $29.7M loss a year ago, driven by the absence of a $53.4M securities loss and higher net interest income.

  MD&A: Net income verify on EDGAR →
• high

  Net interest margin fell 25 basis points to 4.20% from 4.45%, reflecting higher funding costs and a shift toward higher-cost time deposits.

  MD&A: Net interest margin verify on EDGAR →
• high

  A new $1.6M judgment against Equity Bank in a lease dispute is under appeal; the company estimates a possible loss range of $0 to $1.6M and has not recorded a liability.

  Legal Proceedings verify on EDGAR →