Enova reports Q2 revenue up 22% to $929M, EPS up 40%, raises full-year outlook

Filed July 23, 2026 · Period ending July 23, 2026 · ~1 min read

Key Changes

• high

  Q2 revenue rose 22% YoY to $929M; net income climbed 38% to $105M ($4.00/share); adjusted EPS increased 33% to $4.31, marking the eighth consecutive quarter of 30%+ adjusted EPS growth.

  Exhibit 99.1 view on EDGAR →
• high

  Combined loan portfolio reached record $5.5B (up 28% YoY) on $2.3B in Q2 originations; net charge-off ratio improved to 7.3% and net revenue margin expanded to 61%, with stable delinquencies.

  Exhibit 99.1 view on EDGAR →
• high

  Management raised full-year outlook based on Q2 performance exceeding expectations on both revenue and earnings.

  Exhibit 99.1 view on EDGAR →