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  • Restatement (new) — The 10-K/A restates 2025 and 2024 financial statements due to a tax misstatement, indicating prior financials were materially misstated.
OTC: CRMZ CREDITRISKMONITOR COM INC 10-K/A

CRMZ 10-K/A restates FY2025: net income cut to $511,161, working capital

Filed August 19, 2026 · Period ending December 31, 2025 · Compared to 10-K Mar 24, 2026 · ~1 min read

Key Financials

SEC XBRL

Period financials are unchanged from the original 10-K (same period end Dec 31, 2025). This amendment updates disclosure only — see the diff below.

Key Changes

  • high

    Restatement lowers FY2025 net income to $511K from up to $1.0M and EPS to $0.05 from $0.09, driven by state sales/income tax liabilities.

    MD&A: Restatement verify on EDGAR →
  • high

    Working capital restated down to $6.6M from $8.5M; liquidity ratios fall (current ratio 1.43 vs 1.64).

    MD&A: Liquidity verify on EDGAR →
  • high

    SG&A expenses restated up ~$501K for 2025 due to sales tax accruals, nearly eliminating operating income ($81K vs $582K).

    MD&A: Expenses verify on EDGAR →

2 more material changes behind this preview — plus the full narrative summary, section-by-section diffs against the prior filing, and verbatim quotes with EDGAR citations.

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Figures/quotes linked to EDGAR · Narrative written by AI · Aug 30, 2026 · How we verify