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Red Flags Detected

  • Covenant Violation (new) — The company is in actual or anticipated default under its credit agreement and operating under lender forbearance.
NASDAQ: CRMT AMERICAS CARMART INC 8-K

America's Car-Mart extends lender forbearance to June 19 amid credit agreement default

Filed June 12, 2026 · Period ending June 12, 2026 · ~1 min read

Key Changes

  • high

    Company extends forbearance period with lenders through June 19, 2026, the second extension as it operates under actual or anticipated defaults on its credit agreement dated October 30, 2025.

  • high

    Management reports "significant progress" toward a credit agreement amendment that would resolve default concerns on at least an interim basis, though no assurance a definitive amendment will be reached.

  • high

    During forbearance, lenders have agreed not to exercise remedies despite the defaults; the specific nature of the covenant violations is not disclosed.

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Source-verified from EDGAR · Narrative written by AI · Jul 17, 2026 · How we verify