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NASDAQ: CPBI Central Plains Bancshares, Inc. 10-K

CPBI net income up 9.5% as loan growth accelerates to 11.5% and margin expands 24bp

Filed June 18, 2026 · Period ending March 31, 2026 · Compared to 10-K Jun 26, 2025 · ~1 min read

Key Changes

  • high

    Net income rose 9.5% to $4.0M, reversing prior year's 2.8% decline, driven by stronger net interest income and controlled expense growth.

    MD&A: Net Income verify on EDGAR →
  • high

    Loan portfolio grew 11.5% to $448.3M, double the prior year's 5.8% pace, led by commercial non-real estate loans surging 51.2% to $48.4M.

    MD&A: Loan Portfolio Growth verify on EDGAR →
  • high

    Net interest margin expanded 24 basis points to 3.80%, continuing prior year's 20bp improvement, as higher-yielding commercial loans repriced.

    MD&A: Net Interest Margin verify on EDGAR →

2 more material changes behind this preview — plus the full narrative summary, section-by-section diffs against the prior filing, and verbatim quotes with EDGAR citations.

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