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NYSE: CBAN COLONY BANKCORP INC 8-K

Colony Bankcorp reports Q2 net income of $10.9M, raises dividend to $0.12, merger on track

Filed July 22, 2026 · Period ending July 22, 2026 · ~1 min read

Key Changes

  • high

    Net income rose to $10.9M ($0.51/share) in Q2 2026 from $8.2M ($0.39/share) in Q1 2026 and $8.0M ($0.46/share) in Q2 2025, achieving 1.20% operating return on assets target.

  • high

    Net interest margin expanded to 3.52% from 3.12% year-over-year, marking seventh consecutive quarter of expansion, driven by TC Bancshares acquisition and higher asset yields.

  • high

    First Reliance merger remains on track for Q4 2026 close; regulatory applications filed early July, S-4 expected Q3. Deal valued at $163M (162% tangible book), 80% stock/20% cash.

2 more material changes behind this preview — plus the full narrative summary, section-by-section diffs against the prior filing, and verbatim quotes with EDGAR citations.

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