NYSE: C
CITIGROUP INCCIK 0000831001 · SIC 6021 · National Commercial Banks
Mega
Revenue $85.2B
Assets $2.7T
as of Aug 16, 2026
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10-Q
Filed Aug 6, 2026
· Period ending Jun 30, 2026
Citigroup Q2 2026: Net income up 45% to $5.83B; returned to shareholders; dividend raised 12%
5 material changes detected. Sign up free to read the summary.
8-K
Filed Jul 14, 2026
· Period ending Jul 14, 2026
Citigroup reports Q2 2026 net income of $5.8B (up 45% YoY), raises dividend 12%, launches $30B buyback
5 material changes detected. Sign up free to read the summary.
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424B3
Filed Jul 7, 2026
Citigroup prices structured notes linked to 500%-leveraged, volatility-targeted futures index with 6% annual drag
6 material changes detected. Sign up free to read the summary.
424B3
Filed Jul 2, 2026
Citigroup offers structured notes with contingent quarterly coupons; principal at risk if worst of 3 indices falls below 65% barrier
6 material changes detected. Sign up free to read the summary.
424B3
Filed Jul 1, 2026
Red flag
Citigroup prices structured notes linked to Target stock with contingent coupons and full principal at risk
4 material changes detected. Sign up free to read the summary.
8-K
Filed May 21, 2026
· Period ending May 20, 2026
Citigroup shareholders approve 20M share equity plan expansion amid elevated pay opposition
4 material changes detected. Sign up free to read the summary.
10-Q
Filed May 7, 2026
· Period ending Mar 31, 2026
Summary not yet generated.
8-K
Filed Apr 14, 2026
· Period ending Apr 14, 2026
Summary not yet generated.
8-K
Filed Apr 3, 2026
· Period ending Apr 3, 2026
Summary not yet generated.
10-K
Filed Feb 20, 2026
· Period ending Dec 31, 2025
Summary not yet generated.
10-Q
Filed Nov 6, 2025
· Period ending Sep 30, 2025
Summary not yet generated.
10-Q
Filed Aug 6, 2025
· Period ending Jun 30, 2025
Summary not yet generated.
10-K
Filed Feb 21, 2025
· Period ending Dec 31, 2024
Summary not yet generated.
Latest financial statements
From 10-Q filed Aug 6, 2026 (period ending Jun 30, 2026). As printed on the EDGAR/iXBRL face — not generated by the model.
Consolidated Statement of Income (Unaudited)
In millions of dollars, except per share amounts
| Description | Three months ended June 30, 2026 | Three months ended June 30, 2025 | Six months ended June 30, 2026 | Six months ended June 30, 2025 |
|---|---|---|---|---|
| Revenues | ||||
| Interest income | 37,662 | 35,859 | 73,175 | 69,525 |
| Interest expense | 20,537 | 20,684 | 40,309 | 40,338 |
| Net interest income (NII) | 17,125 | 15,175 | 32,866 | 29,187 |
| Commissions and fees | 3,298 | 2,745 | 6,570 | 5,452 |
| Principal transactions | 2,481 | 2,503 | 6,489 | 6,013 |
| Administration and other fiduciary fees | 1,257 | 1,123 | 2,380 | 2,168 |
| Realized gains on sales of investments, net | 169 | 138 | 439 | 259 |
| Net impairment losses on investments recognized in earnings | (68) | (35) | (208) | (93) |
| Other revenue | 504 | 19 | 863 | 278 |
| Total non-interest revenues (NIR) | 7,641 | 6,493 | 16,533 | 14,077 |
| Total revenues, net of interest expense | 24,766 | 21,668 | 49,399 | 43,264 |
| Provisions for credit losses and for benefits and claims | ||||
| Provision for credit losses on loans | 2,603 | 2,477 | 5,208 | 5,038 |
| Provision (release) for credit losses on HTM debt securities | 1 | 7 | (29) | 2 |
| Provision for credit losses on other assets | (2) | 381 | 31 | 420 |
| Policyholder benefits and claims | 17 | 26 | 30 | 46 |
| Provision (release) for credit losses on unfunded lending commitments | (97) | (19) | 87 | 89 |
| Total provisions for credit losses and for benefits and claims | 2,522 | 2,872 | 5,327 | 5,595 |
| Operating expenses | ||||
| Compensation and benefits | 7,992 | 7,633 | 16,374 | 15,097 |
| Technology/communication | 2,269 | 2,290 | 4,604 | 4,669 |
| Transactional and product servicing | 1,341 | 1,184 | 2,566 | 2,286 |
| Premises and equipment | 618 | 615 | 1,204 | 1,189 |
| Professional services | 438 | 510 | 879 | 986 |
| Advertising and marketing | 283 | 269 | 516 | 519 |
| Other operating | 1,274 | 1,076 | 2,383 | 2,256 |
| Total operating expenses | 14,215 | 13,577 | 28,526 | 27,002 |
| Income from continuing operations before income taxes | 8,029 | 5,219 | 15,546 | 10,667 |
| Provision for income taxes | 2,005 | 1,186 | 3,583 | 2,526 |
| Income from continuing operations | 6,024 | 4,033 | 11,963 | 8,141 |
| Discontinued operations | ||||
| Income (loss) from discontinued operations | — | — | (1) | (1) |
| Benefit for income taxes | — | — | — | — |
| Income (loss) from discontinued operations, net of taxes | — | — | (1) | (1) |
| Net income before attribution to noncontrolling interests | 6,024 | 4,033 | 11,962 | 8,140 |
| Noncontrolling interests (NCI) | 193 | 14 | 346 | 57 |
| Citigroup’s net income | 5,831 | 4,019 | 11,616 | 8,083 |
| Statement continues on the next page. | ||||
Consolidated Balance Sheet
In millions of dollars
| Description | June 30, 2026 (Unaudited) | June 30, December 31, 2025 |
|---|---|---|
| Assets | ||
| Cash and due from banks (including segregated cash and other deposits) | 24,663 | 23,717 |
| Deposits with banks, net of allowance | 341,750 | 325,862 |
| Securities borrowed and purchased under agreements to resell (including $214,711 and $206,110 as of June 30, 2026 and December 31, 2025, respectively, at fair value), net of allowance | 404,655 | 356,195 |
| Brokerage receivables, net of allowance | 83,322 | 62,679 |
| Trading account assets (including $283,649 and $228,816 pledged to creditors as of June 30, 2026 and December 31, 2025, respectively) | 634,356 | 537,139 |
| Investments: | ||
| Available-for-sale debt securities (including $7,136 and $4,931 pledged to creditors as of June 30, 2026 and December 31, 2025, respectively) | 286,765 | 246,720 |
| Held-to-maturity debt securities, net of allowance (fair value of which is $157,524 and $179,520 as of June 30, 2026 and December 31, 2025, respectively) (includes $125 and $70 pledged to creditors as of June 30, 2026 and December 31, 2025, respectively) | 167,893 | 189,831 |
| Equity securities (including $538 and $921 as of June 30, 2026 and December 31, 2025, respectively, at fair value) | 8,263 | 7,678 |
| Total investments | 462,921 | 444,229 |
| Loans: | ||
| Consumer (including $26 and $51 as of June 30, 2026 and December 31, 2025, respectively, at fair value) | 416,520 | 408,533 |
| Corporate (including $8,204 and $6,804 as of June 30, 2026 and December 31, 2025, respectively, at fair value) | 377,138 | 343,697 |
| Loans, net of unearned income | 793,658 | 752,230 |
| Allowance for credit losses on loans (ACLL) | (19,961) | (19,247) |
| Total loans, net | 773,697 | 732,983 |
| Goodwill | 19,012 | 19,098 |
| Intangible assets (including MSRs of $788 and $759 as of June 30, 2026 and December 31, 2025, respectively) | 5,004 | 4,284 |
| Premises and equipment, net of depreciation and amortization | 33,897 | 33,339 |
| Other assets (including $16,460 and $15,840 as of June 30, 2026 and December 31, 2025, respectively, at fair value), net of allowance | 111,377 | 117,677 |
| Total assets | 2,894,654 | 2,657,202 |
Consolidated Statement of Cash Flows (Unaudited)
In millions of dollars
| Description | Six months ended June 30, 2026 | Six months ended June 30, 2025 |
|---|---|---|
| Cash flows from operating activities of continuing operations | ||
| Net income before attribution of noncontrolling interests | 11,962 | 8,140 |
| Net income attributable to noncontrolling interests | 346 | 57 |
| Citigroup’s net income | 11,616 | 8,083 |
| Income (loss) from discontinued operations, net of taxes | (1) | (1) |
| Income from continuing operations—excluding noncontrolling interests | 11,617 | 8,084 |
| Adjustments to reconcile net income to net cash provided by (used in) operating activities of continuing operations | ||
| Net loss (gain) on sale of significant disposals(1) | (3) | 186 |
| Depreciation and amortization | 2,262 | 2,147 |
| Deferred income taxes | 189 | 220 |
| Provisions for credit losses and for benefits and claims | 5,327 | 5,595 |
| Realized gains from sales of investments | (439) | (259) |
| Impairment losses on investments and other assets | 204 | 97 |
| Change in trading account assets | (97,290) | (125,897) |
| Change in trading account liabilities | 24,395 | 30,106 |
| Change in brokerage receivables net of brokerage payables | 20,597 | 11,160 |
| Change in loans held-for-sale (HFS) | (891) | (4,810) |
| Change in other assets | (12,447) | (8,588) |
| Change in other liabilities | 3,342 | 437 |
| Other, net | (2,815) | (13,765) |
| Total adjustments | (57,569) | (103,371) |
| Net cash provided by (used in) operating activities of continuing operations | (45,952) | (95,287) |
| Cash flows from investing activities of continuing operations | ||
| Change in securities borrowed and purchased under agreements to resell | (48,460) | (49,830) |
| Change in loans | (44,146) | (40,293) |
| Proceeds from divestitures(1) | 377 | — |
| Purchase of portfolio of consumer loans | (7,200) | — |
| Proceeds from sales and securitizations of loans | 4,094 | 2,063 |
| Available-for-sale (AFS) debt securities | ||
| Purchases of investments | (202,611) | (140,047) |
| Proceeds from sales of investments | 60,306 | 54,554 |
| Proceeds from maturities of investments | 100,903 | 91,153 |
| Held-to-maturity (HTM) debt securities | ||
| Purchases of investments | (1,183) | (5,006) |
| Proceeds from maturities of investments | 23,143 | 41,335 |
| Capital expenditures on premises and equipment and capitalized software | (2,966) | (3,272) |
| Proceeds from sales of premises and equipment and repossessed assets | 43 | 16 |
| Other, net | (914) | 378 |
| Net cash provided by (used in) investing activities of continuing operations | (118,614) | (48,949) |
| Statement continues on the next page. | ||
| Cash flows from financing activities of continuing operations | ||
| Dividends paid | (2,714) | (2,651) |
| Issuance of preferred stock | 1,785 | 1,995 |
| Redemption of preferred stock | (2,300) | (3,500) |
| Treasury stock acquired | (10,300) | (3,750) |
| Stock tendered for payment of withholding taxes | (1,226) | (770) |
| Proceeds from divestitures(2) | 2,492 | — |
| Change in securities loaned and sold under agreements to repurchase | 63,028 | 93,158 |
| Issuance of long-term debt | 84,489 | 67,498 |
| Payments and redemptions of long-term debt | (59,226) | (46,333) |
| Change in deposits | 89,034 | 79,363 |
| Change in short-term borrowings | 17,100 | 7,055 |
| Net cash provided by (used in) financing activities of continuing operations | 182,162 | 192,065 |
| Effect of exchange rate changes on cash, due from banks and deposits with banks | (762) | 13,112 |
| Change in cash, due from banks and deposits with banks | 16,834 | 60,941 |
| Cash, due from banks and deposits with banks at beginning of period | 349,579 | 276,532 |
| Cash, due from banks and deposits with banks at end of period | 366,413 | 337,473 |
| Cash and due from banks (including segregated cash and other deposits) | 24,663 | 24,991 |
| Deposits with banks, net of allowance | 341,750 | 312,482 |
| Cash, due from banks and deposits with banks at end of period | 366,413 | 337,473 |
| Supplemental disclosure of cash flow information for continuing operations | ||
| Cash paid during the period for interest | 39,708 | 39,284 |
| Non-cash investing activities(1)(3) | ||
| Decrease in net loans associated with divestitures reclassified to HFS | — | 1,680 |
| Transfers to loans HFS (Other assets) from loans HFI | 3,744 | 1,942 |
| Non-cash financing activities(1)(3) | ||
| Decrease in deposits associated with divestitures reclassified to HFS | — | 6,088 |
Amounts as printed on the EDGAR/iXBRL face — In millions of dollars, except per share amounts; In millions of dollars. Labels, columns, and figures are the filing face, not a GAAP stencil. Interactive statements & notes on EDGAR ↗