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Red Flags Detected

  • Provision For Credit Losses On Unfunded Commitments (worsened) — Shifted from a $93K recapture to a $2.2M provision, signaling higher expected credit losses on off-balance-sheet exposures.
  • Goodwill From Lnkb Merger (new) — $82.1M of goodwill added, subject to annual impairment testing and potential future write-downs.
NASDAQ: BHRB Burke & Herbert Financial Services Corp. 10-Q

Burke & Herbert net income falls 68.3% to $9.5M after LINKBANCORP merger

Filed August 7, 2026 · Period ending June 30, 2026 · Compared to 10-Q Aug 8, 2025 · ~1 min read

Key Changes

  • high

    Net income fell 68.3% to $9.5M from $29.9M a year ago, while diluted EPS dropped 74.6% to $0.50 from $1.97, reflecting merger costs and a higher share count.

    MD&A: Earnings verify on EDGAR →
  • high

    Completed the LINKBANCORP merger on May 1, 2026, issuing ~5.08M shares and adding $82.1M in goodwill, $48.2M in core deposit intangibles, and $80.9M in purchased credit deteriorated loans.

    Notes: Merger verify on EDGAR →
  • high

    Off-balance-sheet credit commitments surged 54% to $1.46B, with a $2.2M provision for unfunded commitments versus a $93K recapture a year ago.

    Legal Proceedings verify on EDGAR →

2 more material changes behind this preview — plus the full narrative summary, section-by-section diffs against the prior filing, and verbatim quotes with EDGAR citations.

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Figures/quotes linked to EDGAR · Narrative written by AI · Sep 29, 2026 · How we verify